Stephen M November

With 27 years of experience in financial services, I am dedicated to helping my clients and prospective clients meet their financial needs by developing investment plans around their long-term goals and risk tolerance along with reviewing their entire balance sheet. My extensive experience - throughout major shifts in the markets - enables me to help my clients structure balanced portfolios to address their specific financial goals.

Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event – it is a process. As your life circumstances change, so must the investment strategies I use to stay on course toward meeting your objectives. That is why I work with you, one on one, to design investment strategies targeted to your specific needs and goals.
 
An aspect of retirement planning that's often overlooked is understanding how much annual income you should expect at retirement and whether that amount matches your expectations. I can help you determine which retirement income strategies may help you reach your goals – whether you hope to maintain flexibility and control of the principal, have opportunities to grow the principal or increase the income, or have enough income to last the rest of your life.

Away from the office, I enjoy playing golf, spending time at the beach, travelling the world and meeting people, dining out and wine tasting. I also enjoy spending time with my wife, Nadine and my family.

CA License 0I77201. Resident State NY
Investment Advisor Representative (RA) for FL, NY and NJ