Wells Fargo Advisors’ Envision process is the perfect first step for establishing a trusted relationship between an advisor and a client. In our practice, this process drives everything we do for our clients, from our very first meeting to implementing your custom plan. 
Step 1: Introductory Meeting
homepage wheel TEAL NEW.png




Our mission is to provide holistic planning that helps simplify our clients’ financial lives so they can focus on living their lives in the most fulfilling way possible. Commitment to you and transparent communication are key tenants of our practice.
Step 2: Understanding Your Financial Picture



Step 2: Understanding Your Financial Picture

We work to develop your full financial picture by diving deeper into your life circumstances and details of your current financial situation. Our comprehensive evaluation includes understanding the following factors:
  • Risk tolerance
  • Dreams and priorities
  • Retirement goals
  • Estate investment planning needs
  • Risk management and insurance needs

IMPORTANT:

The projections or other information generated by the Envision tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual invesment results, and are not guarantees of future results.  Results may vary with each use and over time.

ENVISION METHODOLOGY:

Based on accepted statistical methods, the Envision tool uses a simulation model to test your ideal, acceptable, and recommended investment plans.  The simulation model uses assumptions about inflation, financial market returns, and the relationships among these variables.  These assupmptions were derived from analysis of historical data.  Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential ourcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets.  Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors.  Otherswill be similar to the worst periods in investing history.  Most scenarios will fall somewhere in between.
Step 3: Crafting a Plan




Step 3: Crafting a Plan

Next, we present our recommendations about what your personal plan should entail. Combining Wells Fargo Advisors’ Envision planning technology with our extensive planning knowledge, we provide an assessment of your complete financial picture. We make sure to document your goals and evaluate your progress toward reaching them.
Step 4: Reviewing Your Progress





Step 4: Reviewing Your Progress

We chart your progress and meet with you to review or adjust your plan. Your life is ever-changing, and your plan can be flexible enough to change with it. We’ll track your investment results against your Envision “Target Zone,” so you can easily answer the question, “How am I doing?”

Learn more about these steps and how we can utilize the Envision process to help you plan for your future. 

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AR, AZ, CA, CO, FL, GA, IA, IL, IN, MA, MD, MN, MO, NC, NE, NJ, NM, NY, OH, SC, TN, TX, UT, VA, WI). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionalsX