Wells Fargo Advisors’ Envision process is the perfect first step for establishing a trusted relationship between an advisor and a client. In our practice, this process drives everything we do for our clients, from our very first meeting to implementing your custom plan. 
Step 1: Introductory Meeting
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Our mission is to provide holistic planning that helps simplify our clients’ financial lives so they can focus on living their lives in the most fulfilling way possible. Commitment to you and transparent communication are key tenants of our practice.
Step 2: Understanding Your Financial Picture

Step 2: Understanding Your Financial Picture

We work to develop your full financial picture by diving deeper into your life circumstances and details of your current financial situation. Our comprehensive evaluation includes understanding the following factors:
  • Risk tolerance
  • Dreams and priorities
  • Retirement goals
  • Estate investment planning needs
  • Risk management and insurance needs


The projections or other information generated by the Envision tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual invesment results, and are not guarantees of future results.  Results may vary with each use and over time.


Based on accepted statistical methods, the Envision tool uses a simulation model to test your ideal, acceptable, and recommended investment plans.  The simulation model uses assumptions about inflation, financial market returns, and the relationships among these variables.  These assupmptions were derived from analysis of historical data.  Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential ourcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets.  Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors.  Otherswill be similar to the worst periods in investing history.  Most scenarios will fall somewhere in between.
Step 3: Crafting a Plan

Step 3: Crafting a Plan

Next, we present our recommendations about what your personal plan should entail. Combining Wells Fargo Advisors’ Envision planning technology with our extensive planning knowledge, we provide an assessment of your complete financial picture. We make sure to document your goals and evaluate your progress toward reaching them.
Step 4: Reviewing Your Progress

Step 4: Reviewing Your Progress

We chart your progress and meet with you to review or adjust your plan. Your life is ever-changing, and your plan can be flexible enough to change with it. We’ll track your investment results against your Envision “Target Zone,” so you can easily answer the question, “How am I doing?”

Learn more about these steps and how we can utilize the Envision process to help you plan for your future.