Optimize Your Portfolio with Tailored Fixed Income Solutions
At The Katz Wealth Management Group, we understand that no two investors are alike. That's why we offer individual municipal and corporate bond strategies designed to meet your unique financial goals. Our customized approach helps to ensure exceptional control, transparency, and tax efficiency, helping you build a fixed-income portfolio that aligns with your objectives. Whether you're seeking steady income, capital preservation, or tax advantages, individual bonds offer distinct benefits compared to mutual funds and ETFs.
Customization and Control
Tailored Maturity Dates: Select bonds that align with your specific cash flow needs or future goals, such as retirement or large purchases.
Credit Quality Selection: Handpick bonds that match your risk tolerance, from AAA-rated municipal bonds to higher-yield corporate debt.
Sector and Geographic Focus: Target specific sectors or regions to align with your investment outlook or ethical considerations.
Credit Quality Selection: Handpick bonds that match your risk tolerance, from AAA-rated municipal bonds to higher-yield corporate debt.
Sector and Geographic Focus: Target specific sectors or regions to align with your investment outlook or ethical considerations.
Regular Income
Fixed Coupons: Individual bonds potentially provide a predictable stream of income at regular intervals, offering stability in uncertain markets.
Principal Preservation: When held to maturity, individual bonds return the face value, assuming no default—potentially eliminating interest rate risk on interim price movements.
Principal Preservation: When held to maturity, individual bonds return the face value, assuming no default—potentially eliminating interest rate risk on interim price movements.
Tax Efficiency
Municipal Bonds: Enjoy tax-free income at the federal level, and potentially at state and local levels for in-state issuances.
Corporate Bonds: Manage taxable income with a strategic mix of bond types, leveraging losses to offset gains in other parts of your portfolio.
Corporate Bonds: Manage taxable income with a strategic mix of bond types, leveraging losses to offset gains in other parts of your portfolio.
Transparency
Direct Ownership: With individual bonds, you know exactly what you own, including the issuer, maturity, and coupon rate.
Fee Savings: Avoid the hidden fees and expenses often associated with mutual funds and ETFs.
Fee Savings: Avoid the hidden fees and expenses often associated with mutual funds and ETFs.
Take Control of Your Fixed-Income Strategy
Whether you're an income-focused investor or a conservative saver, individual bonds can offer unmatched benefits for those seeking greater control, tax advantages, and income predictability. Contact us today to learn how our municipal and corporate bond strategies can enhance your portfolio while delivering the transparency and confidence you deserve.
Disclosure
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity. Bond ratings, issued by private independent ratings services, are a grade given to bonds which is designed to indicate the credit quality of the bond. Bonds rated Aaa through Baa3 by Moody’s and AAA through BBB- by S&P are typically considered to be investment grade. Investors should note that these ratings are subject to change and that an investment grade rating does not insure the bond against default or guarantee the return of principal.
Wells Fargo Advisors Financial Network does not provide legal or tax advice.
Who Should Consider Individual Bonds?
High-Net-Worth Individuals: Seeking tax-efficient income and control over their portfolios.
Retirees: Looking for predictable income and capital preservation.
Tax-Conscious Investors: Residents in high-tax states who can benefit from municipal bond tax exemptions.
Conservative Investors: Prioritizing principal protection over higher-risk asset classes.
Retirees: Looking for predictable income and capital preservation.
Tax-Conscious Investors: Residents in high-tax states who can benefit from municipal bond tax exemptions.
Conservative Investors: Prioritizing principal protection over higher-risk asset classes.