"We don't have to be smarter than the rest. We have to be more disciplined than the rest".
-Warren Buffett
Full View Planning Process
A successful journey begins with a thoughtful, carefully constructed plan
At the Kroll Group of Wells Fargo Advisors, we are committed to providing a personalized planning experience. We take the time to get to know you and your family, including your parents and children, to help fully understand your situation and capture your investment objectives, risk tolerance and time horizon.
We engage our “Full View Planning Process” to build strategies to address your goals, including investments, cash flow, retirement, educational expenses, healthcare and insurance needs, as well as your estate, legacy and philanthropic objectives.
Our collaborative process measures your progress so you know where you stand
Working with you, we have a series of personal conversations to uncover your short- and long-term goals. Using our eMoney® planning tool, we set your asset allocation and build your investment portfolio around your real-life goals, dreams, and needs. The plan also allows us to run “what-if” scenarios to test different situations and scenarios.
As we move forward, we meet timely to help you stay on track by reviewing performance and investment allocations, and making adjustments, whenever necessary.
As we move forward, we meet timely to help you stay on track by reviewing performance and investment allocations, and making adjustments, whenever necessary.
eMoney® methodology: Based on accepted statistical methods, the eMoney® tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between.