Services for Individuals & Families

When working with our individuals and their families, we provide extensive knowledge to a variety of client classes, such as: high-net-worth and emerging high-net-worth investors, multi-generational families, corporate executives, business owners, widows, and divorcees. Our depth of experience can meet nearly any need.

Legacy Planning

Our multigenerational investment planning approach allows us to build relationships with your family to help them understand the challenges of investment planning and properly managing inherited wealth. You and your family get the clarity, confidence, and advice necessary to plan for the responsible stewardship of your family’s wealth over generations.

Retirement Planning

These services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in helping you manage all aspects of your transition from working to retirement, and you have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.

Corporate Executives

The Monument Group of Wells Fargo Advisors offers fully integrated and comprehensive financial solutions to C-suite executives. We are able to coordinate stock option and restricted stock platforms, and we enjoy helping corporate executives with both short- and long-term strategies, including hedging and 10b5-1 trading plans.

Some alternative investments may be available to pre-qualified investors only. Hedging strategies and private investments may be speculative and involve a high degree of risk. Hedging strategies and private investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. There is no secondary market for the investor’s interest in hedging or private equity investment and none is expected to develop. There may be restrictions on transferring interests in a hedge fund or private equity investment.

Education Planning

Paying for college has never been easy, particularly for families that may have competing financial goals. We are able to provide analysis that helps enable you to determine approximate costs and identify the best tax-advantaged strategy for funding the education of a child or grandchild, whether that's through a 529 Plan, an Education IRA (also known as Coverdell), a Custodial Account, or another method.

Business Owners

We can provide recommended strategies designed to help increase your corporate and personal net worth. These services include guidance for managing concentrated positions, employee stock option exercise and sale, succession planning, company 401(k)s, employee benefits review, and business transition strategies.

Widows

Though many women enter their retirement either single, widowed, or divorced, life without a spouse doesn't necessarily need to mean big changes are ahead. We are happy to cover many details that can help alleviate the stresses of managing additional finances, including an awareness of assets, records, and important documents.

Divorcees

Our advisors can help you examine the financial issues of your divorce, which includes a deep dive into your life pre- and post-settlement. We will help you consider future budgeting, the pros and cons of various settlement options, the valuation and dividing of assets, and necessary spousal and/or child support.