Our Planning Process
Define and invest in your “big picture”!
With a focus on building toward your most important life goals and aspirations, at the Pienkosz Financial Group of Wells Fargo Advisors our investment planning process becomes the cornerstone and ultimate building block of our relationship together.
We have never considered ourselves to be typical financial advisors as our approach is grounded in our relationship with you rather than looking for a particular dollar amount as an investment target.
Our detailed life planning checklist helps us to not only manage your personal finances today, but also facilitates in creating a blueprint to allow us to ultimately assist you in navigating a roadmap to wealth creation for future generations of your family.
We have never considered ourselves to be typical financial advisors as our approach is grounded in our relationship with you rather than looking for a particular dollar amount as an investment target.
Our detailed life planning checklist helps us to not only manage your personal finances today, but also facilitates in creating a blueprint to allow us to ultimately assist you in navigating a roadmap to wealth creation for future generations of your family.
Planning with our team
Beginning with an objective to identify and bridge any apparent financial gaps in your life we start our relationship with a comprehensive conversation.
Centering our discussions on not only exploring your current needs, along with your dreams and aspirations, we also include talks on potentially supporting generationally any family members with special needs including any infirmaries or disabilities. Through the years, our team has learned that families living with a household member requiring special care can often create a significant financial burden due to a family caregiver’s curtailed earnings power.
Next, backed by the resources available to us through Wells Fargo Advisors, we begin crafting your initial blueprint with the flexibility to allow you to adjust your personal goals and investment objectives as you see your life’s circumstances changing. We refer to this comprehensive analysis of “what if” modeling as a “re-aging of your money in time”, particularly with reference to potential unforeseen future family support.
Next, backed by the resources available to us through Wells Fargo Advisors, we begin crafting your initial blueprint with the flexibility to allow you to adjust your personal goals and investment objectives as you see your life’s circumstances changing. We refer to this comprehensive analysis of “what if” modeling as a “re-aging of your money in time”, particularly with reference to potential unforeseen future family support.
Our goal in drafting this initial blueprint is to ultimately create a roadmap that becomes our guide to helping you stay on track as you aim to climb the ladder of economic success to financial prosperity and ultimately, help protect the special loved ones in your life.
Leveraging our comprehensive capabilities -
The dynamics of family wealth
As life’s circumstance allows, we find it common for our analysis to involve an outlook on one’s future that is significantly different from today – whether your intent includes charitable giving; a community legacy that may outlive you; or simply wealth left to the next generation, particularly for any special loved ones in your life – we suspect that your future will likely be no different.
Fortunately, our process includes a glidepath to potentially addressing your concerns and more, so we look forward to engaging with you about:
Fortunately, our process includes a glidepath to potentially addressing your concerns and more, so we look forward to engaging with you about:
- Addressing your questions surrounding life concerns for a special family member.
- Fostering your desire to significantly give back to the community.
- Helping your family talk about inheriting wealth.
- Advising the next generation of your family.
The lifestyle continuity formula
Having a disciplined approach to managing prosperity means examining all the pieces of your financial puzzle. We look to accomplish this by leveraging our nine wealth management disciplines as a formula to achieving prosperity. All of which were created to support delivering comprehensive investment strategies designed to help address the “things that matter” to you, including the people you love!
A depth of advice
This means you are working with a knowledgeable, qualified professional team – backed by the depth of resources from Wells Fargo Advisors – who are solely focused on your life needs and those of your loved ones, while simultaneously helping you realize your financial aspirations.Our advice involves a disciplined investment management and a communication process that allows for personalized investment planning designed to not just help you meet your essential needs, but ultimately to help fulfill your dreams and personal ambitions.
Personalized solutions
Our comprehensive offering of investment services can help you manage your wealth by addressing most aspects of your financial life.Putting your plan in motion
Once we have cast your goals together, we then recommend an investment model that supports your objectives. We can also “stress test” and re-age your investment portfolio as needed through statistical modeling when you modify a goal, or your life circumstance changes.It’s about you and your path forward!
We believe Wells Fargo Advisors has built one of the nation’s premier investment firms, especially given that it is centered on a deep respect for investment planning.Our commitment to helping you plan effectively, invest wisely, and map a realistic course to financial completeness has never been more evident than through our team’s commitment to our planning process.
