Our Wealth Management Process

  • Goals and objectives
  • Time horizons
  • Risk tolerance
  • Income and liquidity needs
  • Investment planning
  • Envision®
  • Investment Policy Statements
  • Investment evaluation
  • Buy/sell discipline
  • Asset allocation
  • Investment vehicles
  • Lifestyle vs. legacy
  • Dollar-cost averaging
  • Progress to goals
  • Risk/return analysis
  • Portfolio rebalancing for advisory accounts
  • Investment vehicle reviews
  • Economic/market commentary and events
  • Client life events

Portfolio Reviewing in Advisory Accounts & Reporting

Portfolio reviewing in advisory accounts reveals both risks and opportunities. We evaluate the performance of your holdings against the markets and recommend adjustments as market conditions, as well as your goals and objectives evolve.

  • Performance and strategy reviews
  • Monthly statements that offer a clear, comprehensive picture of portfolio activity
  • Quarterly reports that summarize your portfolio's performance
  • Annual statements for tax reporting and year-end investment planning
Advisory accounts are not designed for excessively traded or inactive accounts, and may not be appropriate for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for Advisory Programs varies.

Investment Planning with Envision®

A powerful, analytical tool that looks at your overall financial situation, needs, and goals to produce a clear, customized projection.

  • Goals and objectives
  • Asset allocation and scenario planning
  • Monte Carlo probability analysis
  • Proposed recommendations and adjustments
  • Implement a plan
  • Review

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CO, FL, GA, LA, MA, MS, OH, OK, TN, TX, WA, WV). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

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