Our financial advisors help hundreds of households across the country untangle their financial complexities with strategies curated to their goals — and help them understand more about their wealth in the process.
COMPLETE WEALTH PLANNING
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GENERATING RETIREMENT INCOME
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PERSONAL PHILANTHROPIC MANAGEMENT
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ORGANIZATIONAL PHILANTHROPIC SERVICES OFFERED THROUGH WELLS FARGO BANK, N.A.
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CUSTOM PORTFOLIO DESIGN
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LEGACY PLANNING STRATEGIES
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BUSINESS OWNER GUIDANCE
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REDUCING RISK & LIABILITIES
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COMPLETE WEALTH PLANNING
What’s Included:
- Purpose driven goal setting and tracking
- Coordinating with outside professionals to create a unified strategy
- “Pivot” conversations when your life, goals or circumstances change
What You’ll Learn:
- How to prioritize competing goals
- The difference between risk tolerance and risk appetite
- The reasoning behind every recommendation in your wealth strategy
GENERATING RETIREMENT INCOME
What’s Included:
- Coordinating income across Social Security, pensions and portfolio withdrawls
- Tax-efficient withdraw sequencing
- Optimizing when you claim Social Security and other government entitlements
- Projecting healthcare and longevity costs
- Planning for Required Minimum Distributions (RMDs)
Wells Fargo Advisors does not provide legal or tax advice.
What You’ll Learn:
- The best time for you to claim Social Security
- Why it’s okay to spend money during retirement
- Realistic withdraw rates
- Why managing your tax bracket during retirement is more important than ever
Wells Fargo Advisors does not provide legal or tax advice.
Make The Most of RetirementPERSONAL PHILANTHROPIC MANAGEMENT
What’s Included:
- Gifting strategies to help maximize tax deductions
- Establishing trusts that provide income and support the causes you care about
- Creating a multi-decade giving plan
- Enhancing your impact through Donor-Advised Funds (DAFs) and other charitable vehicles
Wells Fargo Advisors does not provide legal or tax advice.
What You’ll Learn:
- When to gift cash and when to gift assets
- How philanthropy can meet your RMD obligations
- Why you should include gifting in your broader estate planning strategy
ORGANIZATIONAL PHILANTHROPIC SERVICES OFFERED THROUGH WELLS FARGO BANK, N.A.
What's Included:
- Assistance creating investing policies, guidelines and procedures
- Fiduciary guidance for charitable administration
- Strategies to strengthen donor relationships
- Ongoing board governance and support
What You’ll Learn:
- How to align your mission and financial resources
- How to handle complex gifting without administrative burdens
- Why policies and guidelines prevent potential conflict
CUSTOM PORTFOLIO DESIGN
What's Included:
- Completely original asset allocations based on your personal benchmarks
- Balancing your portfolio beyond bonds with alternative investments
- Access to private opportunities (e.g. credit, equity, and real estate)
- Blending active and passively-managed funds where appropriate
What You’ll Learn:
- Why passively-managed funds are usually better, but not always
- The difference between private and public investments
- How asset location affects your net worth
LEGACY PLANNING STRATEGIES
What's Included:
- Continual reviews and updates to your estate plan strategy as laws, life and asset values change
- Planning to facilitate a fast and smooth transfer of wealth to heirs
- Family dynamics and counseling sessions to promote shared harmony and values for your wealth
- Titling beneficiaries across accounts
- Strategies like revocable living trusts to minimize estate taxes
Wells Fargo Advisors does not provide legal or tax advice.
What You’ll Learn:
- Why “Step-up in basis” are four powerful words for your heirs
- What the probate process is (and why you want to avoid it)
- How titling can make your estate plan strategy work — or derail it
- Which trusts work best based on your situation
BUSINESS OWNER GUIDANCE
What's Included:
- Implementing best practices to increase the worth of your business
- Reviewing buy-sell agreements so you don’t leave “money on the table”
- Investing strategies for today (diversification) and tomorrow (when you sell your business)
- Aligning personal and professional wealth to help achieve more goals
- Looking at your liquidity and how to make it work smarter
- Planning for a successful succession
What You’ll Learn:
- How to potentially eliminate capital gains taxes if and when you sell your business
- Which business structure makes most sense from a tax and exit perspective
- How to prepare before you sell your business
- What your business is really worth to a potential buyer
Wells Fargo Advisors does not provide legal or tax advice.
Bolster Your BusinessREDUCING RISK & LIABILITIES
What's Included:
- Identifying insurance coverage gaps
- Risk-appropriate portfolio design
- Tax-aware asset location
- Strategies to fund long-term care
Wells Fargo Advisors does not provide legal or tax advice.
What You’ll Learn:
- How to protect your assets from creditors
- The amount of life and disability insurance you actually need
- Why you should consider umbrella insurance
- The specific risks your wealth faces
