Our Process
We start by asking questions about you and your family and your investment needs. We explain our approach and introduce you to our team. Then together, we decide if it makes sense to move forward and work together.
The next step is for us to consider your financial situation and analyze the details you have provided, including reviewing your assets, liabilities, and other financial information so we can get a clear understanding of where you in your financial journey.
Next, we design your personalized wealth plan using our planning tool eMoney. We meet and discuss your choices, provide you with information and considerations, and outline strategy that works to integrate all of the pieces of your financial life into a thoughtful wealth plan.
From there, we go to work putting your plan into motion and implementing the tailored investment strategies outlined in your plan.
Our personal approach, timely communication and high level of client service means we are here for you and can talk through any necessary adjustments to your strategy.
We believe our team approach makes a real difference in our client’s lives. If your goals or circumstances change, or the markets fluctuate, we are there to update your plan and continue to review your progress along the way.
We work through a collaborative process to translate your goals for the future into an actionable plan.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
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