ENVISION®
We are pleased to introduce you to the Envision® planning tool, an innovative investment planning process exclusively offered by Wells Fargo Advisors. Our objective use of the Envision® planning tool is to define and prioritize your goals while allowing you to live your life the best way possible, without undue compromise to your current lifestyle, and without taking unnecessary investment risk. When designing your custom investment plan, we implement this process:
Step 1: Understand Your Goals
During our first meeting, we conduct a personal interview with you to review your Envision® Profile, as well as your goals, objectives, risk tolerance, and time horizon, to develop your custom investment plan. If appropriate, we also consult with other professional advisors, including your attorney or tax advisor, to understand all pertinent details of your financial circumstances.
Step 2: Develop a Plan
Based on information gathered from our first meeting and the Envision® Profile, we will develop a comprehensive investment philosophy statement. Our second meeting is to review your investment philosophy statement and ensure it aligns with your financial goals and objectives.
Step 3: Implement Recommendations
Once you have a complete understanding of your investment strategy, we will implement the recommendations made in your customized plan. These may include one of our advisory-based management portfolio platforms, managed equities, mutual funds, or ETFs.
Step 4: Evaluate Progress
As part of our review, we evaluate your portfolio, not only for performance, but how it integrates with your overall investment plan. Adjustments are made as necessary based on changes in the financial markets or in your life.
Advisory programs are not designed for excessively traded or inactive accounts and may not be appropriate for all investors. Please carefully review the Wells Fargo Advisors Financial Network advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.
Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable, and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare CapitalManagement LLC. All Rights Reserved. Wealthcare Capital Management, LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.
During our first meeting, we conduct a personal interview with you to review your Envision® Profile, as well as your goals, objectives, risk tolerance, and time horizon, to develop your custom investment plan. If appropriate, we also consult with other professional advisors, including your attorney or tax advisor, to understand all pertinent details of your financial circumstances.
Step 2: Develop a Plan
Based on information gathered from our first meeting and the Envision® Profile, we will develop a comprehensive investment philosophy statement. Our second meeting is to review your investment philosophy statement and ensure it aligns with your financial goals and objectives.
Step 3: Implement Recommendations
Once you have a complete understanding of your investment strategy, we will implement the recommendations made in your customized plan. These may include one of our advisory-based management portfolio platforms, managed equities, mutual funds, or ETFs.
Step 4: Evaluate Progress
As part of our review, we evaluate your portfolio, not only for performance, but how it integrates with your overall investment plan. Adjustments are made as necessary based on changes in the financial markets or in your life.
Advisory programs are not designed for excessively traded or inactive accounts and may not be appropriate for all investors. Please carefully review the Wells Fargo Advisors Financial Network advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.
Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable, and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare CapitalManagement LLC. All Rights Reserved. Wealthcare Capital Management, LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.