Ben Joyce has been helping clients navigate their financial paths since 1999. As a CERTIFIED FINANCIAL PLANNER® practitioner and Certified Investment Management Analyst®, he focuses on strategies to grow, preserve, and transfer wealth across generations. Originally from San Francisco, Ben now lives in Bellingham with his family, embracing the beauty of the Pacific Northwest. They spend much of their time outdoors mountain biking, backpacking, and sailing. Ben also serves on the board of the Burns Institute in Oakland, CA, an organization committed to ending structural racism and fostering community well-being.


CA Insurance License #0C66872, resident state WA

Chelsea Wells has dedicated her career to helping clients clarify their goals and create plans to achieve them. She entered the financial industry in 2008 after graduating with honors from the University of Montana with a BA in Finance. Originally from Montana, Chelsea now calls Bellingham home, where she balances her professional life with family adventures. Outside of work, she enjoys traveling, experimenting with new recipes, and camping with her husband and two daughters. Chelsea is passionate about introducing her children to the outdoors and teaching the value of planning—both in life and finances. She also volunteers on her local youth soccer board.


CA Insurance License #4228971, resident state WA

Chyleene Eberhardt has been providing personalized client service since 2012, ensuring every interaction is thoughtful and meaningful. With dual Bachelor of Arts degrees in Psychology and Anthropology from Western Washington University, she brings a unique perspective to her role, helping her connect deeply with clients. Known for her curiosity and adaptability, Chyleene continually seeks opportunities to learn and grow. Outside the office, she enjoys hiking, traveling, and spending time near the water. She also volunteers with Lydia Place, a local nonprofit dedicated to breaking the cycle of homelessness.

Liana Freeman joined the team in December 2025, bringing enthusiasm and a fresh perspective to client service. She is passionate about helping individuals feel confident in their financial decisions and future. Originally from Northern California, Liana moved to Bellingham to earn her BA in Economics from Western Washington University. Her academic background and commitment to learning make her a valuable resource for clients and the team alike. Outside of work, Liana loves exploring the outdoors, especially backpacking in the North Cascades and other wilderness areas throughout the West and Alaska. She also enjoys photography, capturing the beauty of nature during her adventures, and volunteering at local community events that support environmental stewardship.


CA insurance license #4493961, resident state WA