The Envision® Planning Process

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Wells Fargo Advisors’ Envision innovative investment-planning process starts by helping us define your measurable goals. We then evaluate the likelihood that your goals would have been met, given ever-changing market conditions and your recommended investment plan. Using an advanced simulation methodology, the Envision process analyzes the delicate balance needed for you to make progress toward your goals, all while seeking to avoid unnecessary investment risk.

Using statistical modeling, the Envision process then simulates hypothetical market and economic scenarios to demonstrate the impact that different market environments would have had on your goals. With that information, we can adjust your investment strategy to reflect both realistic expectations and your goals.

We Start with Your Life and Plan Your Money Around It

Research shows that among surveyed Envision plan holders:

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Source: Results are based on a survey conducted online by Versta Research from June 5-June 22, 2019 among 457 Envision clients with Financial Advisor relationships. Results are not representative of other client experiences or indicative of future success or performance. The Envision process is a brokerage service provided by Wells Fargo Advisors.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.