Our clients don’t want someone to step into their lives — they need a team that can step up and help guide them towards achieving a lifetime of missions, no matter which chapter they’re in.
COMMON RETIREE MISSIONS
You’re used to living a certain way. The last thing you want is to downgrade your idea of fun — meaning a steady, inflation-adjusted income stream becomes more important than ever.
Conversations We’ll Have:
- What are your core expenses?
- How much do you want to spend on “fun?”
- Are you comfortable drawing from assets, or do you want to fund through dividends or interest?
Healthcare costs can devastate even the healthiest portfolios. You’ll have to decide how to fund the inevitable expense of living longer.
Conversations We’ll Have:
- Have you thought about in-home care versus an exclusive facility?
- How long do you expect to live?
- Have you considered a dedicated trust to protect your estate from these costs?
Planning for your grandchildren’s success is a noble endeavor. One that should happen sooner than later for maximum benefit.
Conversations We’ll Have:
- Do you want to fund college education? A down payment? Something else?
- How much to you want to leave your grandchildren without reducing their inner drive?
- Have you discussed a generation-skipping trust with your estate attorney?
You’re used to living a certain way. The last thing you want is to downgrade your idea of fun — meaning a steady, inflation-adjusted income stream becomes more important than ever.
Conversations We’ll Have:
- What are your core expenses?
- How much do you want to spend on “fun?”
- Are you comfortable drawing from assets, or do you want to fund through dividends or interest?
Healthcare costs can devastate even the healthiest portfolios. You’ll have to decide how to fund the inevitable expense of living longer.
Conversations We’ll Have:
- Have you thought about in-home care versus an exclusive facility?
- How long do you expect to live?
- Have you considered a dedicated trust to protect your estate from these costs?
Planning for your grandchildren’s success is a noble endeavor. One that should happen sooner than later for maximum benefit.
Conversations We’ll Have:
- Do you want to fund college education? A down payment? Something else?
- How much to you want to leave your grandchildren without reducing their inner drive?
- Have you discussed a generation-skipping trust with your estate attorney?
COMMON BUSINESS OWNER MISSIONS
You might be ready to sell now. Or maybe you’ve just started thinking about your next chapter. Either way, timing and tactics matter.
Conversations We’ll Have:
- Do you have a “walk away” number or date in mind?
- What can we do to increase the value to a potential buyer?
- Are you selling to your family? An outside party? Your employees?
The biggest cost you likely face beyond employee compensation? Taxes. It’s not about how much you bring in, but how much you retain.
Conversations We’ll Have:
- Have you considered a deferred compensation plan?
- How are you structuring your capital right now?
- Can you introduce us to your CPA? Do you have a CPA?
Your net-worth is likely tied up in your business. Unwinding from such a concentrated position is essential for your personal investing goals.
Conversations We’ll Have:
- What are you currently doing with excess revenue or profits?
- Have you explored options beyond the stock market, like real estate?
- What can we do to optimize your cashflow for outside investing?
You might be ready to sell now. Or maybe you’ve just started thinking about your next chapter. Either way, timing and tactics matter.
Conversations We’ll Have:
- Do you have a “walk away” number or date in mind?
- What can we do to increase the value to a potential buyer?
- Are you selling to your family? An outside party? Your employees?
The biggest cost you likely face beyond employee compensation? Taxes. It’s not about how much you bring in, but how much you retain.
Conversations We’ll Have:
- Have you considered a deferred compensation plan?
- How are you structuring your capital right now?
- Can you introduce us to your CPA? Do you have a CPA?
Your net-worth is likely tied up in your business. Unwinding from such a concentrated position is essential for your personal investing goals.
Conversations We’ll Have:
- What are you currently doing with excess revenue or profits?
- Have you explored options beyond the stock market, like real estate?
- What can we do to optimize your cashflow for outside investing?
COMMON MULTI-GEN FAMILY MISSIONS
You likely want the wealth you transfer to endure, not be frittered away in a matter of years. But this might be easier said than done.
Conversations We’ll Have:
- Does your family have a formal mission or values statement about your assets?
- What conversations have you had with your kids or grandkids about your estate?
- When was the last time you updated your estate plan? Do you have one in place?
When you try to please everybody, you run the risk of pleasing no one — especially when money’s involved. Approaching wealth transfers must be done with tact and diplomacy.
Conversations We’ll Have:
- How do you want disagreements to be handled?
- Have you shared with your heirs how much they might receive?
- What governance measures do you plan to use to reduce conflict?
Expanding your focus from your home to the wider world can potentially instill a deeper level of meaning for what your wealth really means.
Conversations We’ll Have:
- What foundation could we create that aligns with your family’s passions?
- How can we help you donate freely while enhancing your investment strategy?
- Which advanced gifting options are available that satisfy required distributions?
You likely want the wealth you transfer to endure, not be frittered away in a matter of years. But this might be easier said than done.
Conversations We’ll Have:
- Does your family have a formal mission or values statement about your assets?
- What conversations have you had with your kids or grandkids about your estate?
- When was the last time you updated your estate plan? Do you have one in place?
When you try to please everybody, you run the risk of pleasing no one — especially when money’s involved. Approaching wealth transfers must be done with tact and diplomacy.
Conversations We’ll Have:
- How do you want disagreements to be handled?
- Have you shared with your heirs how much they might receive?
- What governance measures do you plan to use to reduce conflict?
Expanding your focus from your home to the wider world can potentially instill a deeper level of meaning for what your wealth really means.
Conversations We’ll Have:
- What foundation could we create that aligns with your family’s passions?
- How can we help you donate freely while enhancing your investment strategy?
- Which advanced gifting options are available that satisfy required distributions?
COMMON BUSINESS EXECUTIVE MISSIONS
When shares vest or your company goes public, you’re potentially due for a windfall that needs to be managed prudently for maximum benefit.
Conversations We’ll Have:
- What can we do to offset capital gains and other potential tax hits?
- When would be the best time to exercise your stock options?
- Would it make sense to sell certain shares now and hold others for later?
The compensation you receive sometimes comes at the cost of your sanity, which may lead you to wonder if a lower paying (but more enjoyable) career is possible.
Conversations We’ll Have:
- What will be the real cost of working elsewhere?
- What strategies can we use to make up the difference?
- How can we plan to bridge gaps in healthcare or other benefits if you take another position?
The fate of your future being tied to one company can make you want to seek safety through diversification.
Conversations We’ll Have:
- What can we do to reduce your taxable income?
- How much company stock do you feel is safe to keep?
- Do you have a 10b5-1 plan in place?
When shares vest or your company goes public, you’re potentially due for a windfall that needs to be managed prudently for maximum benefit.
Conversations We’ll Have:
- What can we do to offset capital gains and other potential tax hits?
- When would be the best time to exercise your stock options?
- Would it make sense to sell certain shares now and hold others for later?
The compensation you receive sometimes comes at the cost of your sanity, which may lead you to wonder if a lower paying (but more enjoyable) career is possible.
Conversations We’ll Have:
- What will be the real cost of working elsewhere?
- What strategies can we use to make up the difference?
- How can we plan to bridge gaps in healthcare or other benefits if you take another position?
The fate of your future being tied to one company can make you want to seek safety through diversification.
Conversations We’ll Have:
- What can we do to reduce your taxable income?
- How much company stock do you feel is safe to keep?
- Do you have a 10b5-1 plan in place?
