By starting with your life and planning your money around it, our team takes a comprehensive approach to developing a plan to meet your unique needs. In charting your course for the future, we use advanced technology and the innovative eMoney Advisor® planning process to help you enjoy your life today and pursue your goals for tomorrow.
eMoney is our full-service, interactive planning tool that helps align your assets to the jobs you want them to fulfill while tracking progress towards your success.
1. Introductions to begin the conversation
At our initial meeting, we'll get to know about you, your goals, and your values. We will introduce our team and our approach to risk-based wealth management to determine if we are the best fit for you.
2. Discovery to understand your financial situation
To develop your eMoney plan, we’ll have a series of in-depth conversations to uncover the details of your financial situation, including strengths, risk tolerances and opportunities. As part of these conversations, we discuss assets, liabilities, family dynamics, retirement, short-term and long-term goals, and priorities.
3. Building your integrated wealth plan
Utilizing your eMoney plan, we’ll build coordinated strategies for your investment, retirement, estate, tax, education funding, insurance, and gifting needs. eMoney offers two types of planning options: Foundational for more general planning needs and Advanced for more complex planning. In addition, we have access to a broad range of lending products and services through Wells Fargo affiliates.
Because your wealth plan may cover many different areas and multiple generations of family members, we often coordinate with your other professionals, such as CPAs and attorneys, to help reach your goals.*
4. Reviewing your wealth plan
We will measure your progress and adjust as needed to help your plan stay in sync with your life and goals. You can track your own progress through LifeSync® in the Wells Fargo Mobile® app. We encourage annual review meetings to keep us up-to-date with any changes in your life and to be sure your eMoney plan reflects your latest information and goals.