Comprehensive Services

Let’s Grow Your Future


Years of experience have given us expertise across many areas of wealth and investment planning. Using our sophisticated strategies and a personalized planning approach, we are here to help you and your family organize your financial affairs and build a plan to grow, protect, and manage your wealth…and build your legacy.

Retirement & Income Solutions

  • Implement retirement savings strategies
  • Design tax-efficient, customized income streams
  • Recommend spending strategies
  • Calculate required minimum distributions
  • Identify Social Security and Medicare strategies

Friends & Family Financial Consulting

  • Provide financial education to friends and family
  • Assess effectiveness of your current wealth plan
  • Determine future planning needs

Investment Management

  • Review portfolio holdings
  • Implement custom strategies
  • Employ cash flow strategies

Wealth Planning

  • Define an ideal and acceptable lifestyle
  • Identify sources of income
  • Optimize spending and saving priorities
  • Develop and implement an eMoney® plan

Personal Financial Organization

  • Clarify your values, goals, and objectives
  • Assess your current financial situation
  • Identify short- and long-term financial priorities
  • Consolidate accounts and assets
  • Identify an organizational plan
  • Outline your next steps

Estate Planning Strategies & Philanthropy

  • Review beneficiary and account titling
  • Implement estate and wealth transfer strategies
  • Establish philanthropic and gifting techniques

Risk Management*

  • Customized risk management
  • Access life insurance and long-term care insurance
  • Design wealth replacement strategies

College Investment Planning

  • Set up college savings accounts
  • Implement 529 college savings plans

Liability Management,** Liability Analysis and Optimization

Through our Wells Fargo affiliates, you have access to banking and lending products and services, including:
  • Securities-based financing
  • Residential mortgages
  • Home equity financing
  • Business financing
  • Credit cards

Fiduciary Management Education

  • Investment Policy Statement review
  • Education Policy Statement review
  • Fiduciary briefcase for plan record retention
  • Assist with document due diligence process
Arbor Wealth Management

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AR, AZ, CA, CO, FL, GA, HI, IA, IL, KS, KY, MN, MO, NE, NJ, NM, OH, OK, PA, SD, TX, VA, VI, WA, WY). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

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