Retirement & Income Solutions

• Implement retirement savings strategies
• Design tax-efficient, customized income streams
• Recommend spending strategies
• Calculate required minimum distributions
• Identify Social Security and Medicare strategies

Friends & Family Financial Consulting

• Provide financial education to friends and family
• Assess effectiveness of your current wealth plan
• Determine future planning needs

Investment Management

• Review portfolio holdings
• Implement custom strategies
• Employ cash flow strategies

Wealth Planning

• Define an ideal and acceptable lifestyle
• Identify sources of income
• Optimize spending and saving priorities
• Develop and implement an eMoney^® plan

Personal Financial Organization

• Clarify your values, goals, and objectives
• Assess your current financial situation
• Identify short- and long-term financial priorities
• Consolidate accounts and assets
• Identify an organizational plan
• Outline your next steps

Estate Planning Strategies & Philanthropy

• Review beneficiary and account titling
• Implement estate and wealth transfer strategies
• Establish philanthropic and gifting techniques

Risk Management*

• Customized risk management
• Access life insurance and long-term care insurance
• Design wealth replacement strategies

College Investment Planning

• Set up college savings accounts
• Implement 529 college savings plans

Liability Management,** Liability Analysis and Optimization

Through our Wells Fargo affiliates, you have access to banking and lending products and services, including:

• Securities-based financing
• Residential mortgages
• Home equity financing
• Business financing
• Credit cards

Business & Executive Services

• Analyze and coordinate retirement plan assets
• Review executive stock compensation strategies
• Optimize corporate benefits

Coordination with CPA and Attorney***

• Coordinate collaborative meetings
• Review legacy documents and tax returns
• Implement tax-efficient investing strategies