FIDUCIARY GUIDANCE

Duty of Loyalty:

Best interest of clients. We must ALWAYS, first and foremost, serve the client’s best interests and place those interests ahead of our own.

Duty of Care:

Prudent management. For clients, this translates to how we manage the risks associated with managing wealth, which goes beyond investment product suitability, to help ensure that we are meeting our obligations to clients and beneficiaries, both in the present and the future.

Potential Wealth Accumulation

  • Cash flow and budget planning

  • Personal financial statement

  • Retirement feasibility study

  • Government benefit optimization

Potential Wealth Preservation

  • Income tax planning

  • Tax advantage solutions

  • Retirement distribution optimization

  • Tax gain/loss harvesting


Wells Fargo Advisors is not a legal or tax advisor.  However, we will be glad to work with you, your accountant, tax advisor, and/or lawyer to help you meet your financial goals.

Potential Wealth Enhancement

  • Investment planning

  • Asset allocation

  • Investment strategies — traditional/non-traditional


Wells Fargo Advisors is not a legal or tax advisor.  However, we will be glad to work with you, your accountant, tax advisor, and or lawyer to help you meet your financial goals. 

Asset allocation does not guarantee a profit or protect against losses in a declining market. 

Potential Wealth Protection

  • Risk budget

  • Risk management

  • Insurance coverage


Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. 

Wealth Disposition

  • Estate planning strategies

  • Philanthropic and charitable endeavors

  • Legacy planning

  • Family dynamic and governance


Wells Fargo Advisors is not a legal or tax advisor.  However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals.  

Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice in your state.