In our experience, investment planning is an ongoing process of preparing for and reacting to critical financial events, not a “set it and forget it” task. We take a personalized approach to holistic wealth management, building customized plans and providing solutions tailored to individual needs.

We implement a combination of strategies for capital preservation and potential wealth creation, which includes discretionary portfolio management using a diversified selection of investments. Our Team constructs diversified portfolios not only to help achieve your goals, but also to reflect your tolerance for risk while optimizing risk-adjusted returns.





We offer life, disability, and long-term care insurance to help protect what matters most to you. Each type of coverage can help protect the key areas of your financial life: family, business, retirement, and legacy. When it comes to the amount of coverage needed to help protect your financial goals, the “right” answer is unique to you. Factors such as your age, who depends on you, and your income and assets, should be carefully reviewed.

_{Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. Guarantees are based on the claims-paying ability of the issuing insurance company.}





Our Team helps address common questions for corporate executive benefit options, including employee stock options or deferred compensation. We can review your specific situation with an executive compensation analysis and discuss if it makes sense for you to explore alternative benefit options, such as restricted stock or non-qualified stock options.

If you’re changing jobs or retiring, you’ll need to decide what to do with assets in your 401(k) or other qualified employer-sponsored retirement plan (QRP). These savings can represent a significant portion of your retirement income, so it’s important you carefully evaluate your options.

Whether you want to roll your assets into an Individual Retirement Account (IRA), leave your funds in your former employer’s retirement plan, move your savings, or withdraw your savings, we can help educate you, so you can decide which option makes the most sense for your specific situation.

When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free distributions are available, treatment of employer stock, when required minimum distributions begin, protection of assets from creditors, and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets. Withdrawals are subject to ordinary income tax and may be subject to a federal 10% penalty if taken prior to age 59½.

When it comes to matters like a will or assigning beneficiary designations, the estate planning process may seem overwhelming. Your team of trusted professionals – including your financial advisor, an estate planning attorney, and your accountant – can guide you to help you avoid potential pitfalls. 

If you currently don’t have relationships with an attorney and an accountant, we can make recommendations, discuss our role in the planning process, and discuss how you can get started.

_{Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors does not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.}





Saving for your child’s or grandchild’s education doesn’t have to derail your retirement savings plan. Many families use some combination of savings, investments, borrowing, and financial aid (if available). There are a variety of college savings options out there, including 529 savings plans, custodial accounts in the child’s name, Coverdell Education Savings Account, educational trust funds designed for your child’s education, and private lending. We can walk you through these options and can help you come up with a plan that considers all aspects of your situation.

_{Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice.}