Our Process
Because your life and the markets change over time, you need an investment plan that helps you know exactly where you stand – now, tomorrow and in the years to come. The eMoney planning process, helps us bring new clarity to your life goals and enhance your confidence in meeting them.
Taking into consideration lifestyle goals and risk tolerance, our process helps develop a realistic investment plan to enable you to live the life you choose.
Taking into consideration lifestyle goals and risk tolerance, our process helps develop a realistic investment plan to enable you to live the life you choose.
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1. Qualify
During our initial meeting, we get to know a little about you and your needs. We introduce our team and our services and then, together, decide if there's a ”fit” and it makes sense for us to move forward together.2. Discover
Next, we take a collaborative approach and through a series of conversations, uncover the details of your situation. We discuss your long-term and short-term goals and priorities. This discovery allows us to help create a customized investment plan for you and your family.3. Implement
Next, we define your investment strategy and create your portfolio based on your investment objectives. Managed by Wells Fargo Investment Institute*, your portfolio may include solid blue chip stocks, fixed income and ETFs.4. Review
We measure your progress and communicate with you to help stay on track by reviewing performance and investment allocations then making adjustments to your plan whenever necessary..jpg)
* Wells Fargo Investment Institute, Inc. is a registered investment advisor and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.
Important: The projections or other information generated by eMoney regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
Important: The projections or other information generated by eMoney regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.