Our Services
Retirement Planning
Callahan Financial Management Group implements a disciplined approach to investment management strategies to help our clients achieve their retirement goals. We can help you make the most of your employer-sponsored retirement plans and IRAs, develop strategies that are designed to provide you with income, capital preservation and wealth for you and your future generations.
Investing
At Callahan Financial Management Group, we work directly with investors to develop customized investment portfolios tailored to their specific needs and financial goals. We also offer tailored strategies focused on growth, income and principal preservation.
Risk Management
One of the first conversations we will have with a prospective client is discussing their feelings toward risk in their investments. It is of the utmost importance to us that we understand our clients’ investment goals and risk tolerance. Making sure our clients understand the risk-reward metrics of their portfolio is one of the critical aspects that we believe separates Callahan Financial Management Group from other advisory practices. We want our clients to know, understand and be comfortable with each investment they own.
Tax Planning Strategies
Managing your tax liabilities during retirement and for estate planning purposes can make all the difference in maintaining your desired lifestyle and minimizing estate tax obligations for loved ones after you are gone. We can collaborate with your CPAs, Attorneys and Insurance Specialists to create an investment plan that helps manage and preserve your assets. Our team has extensive knowledge of retirement planning strategies, revocable and irrevocable trusts and insurance planning strategies beneficial for efficient tax planning. *
While investment selection and asset allocation play an important role in the investment planning process, striving to reduce tax liability can be critical in maximizing long-term investment returns, especially with regard to taxable accounts. When reviewing investment strategies for our clients, we prioritize tax efficiency to make sure our clients are taking advantage of available tax strategies. In some cases, investment decisions and missed planning opportunities can contribute to a higher tax bill, which can have a negative impact on one’s financial objectives.
While investment selection and asset allocation play an important role in the investment planning process, striving to reduce tax liability can be critical in maximizing long-term investment returns, especially with regard to taxable accounts. When reviewing investment strategies for our clients, we prioritize tax efficiency to make sure our clients are taking advantage of available tax strategies. In some cases, investment decisions and missed planning opportunities can contribute to a higher tax bill, which can have a negative impact on one’s financial objectives.
Estate Planning Strategies*
Our team of advisors can collaborate with your estate planning professionals as well as estate-planning and trust specialists that are available through Wells Fargo Advisors Financial Network and its affiliates. We will help you review your wills and trusts, preserve your estate for your intended heirs, establish proper beneficiary designations and help reduce your potential exposure to estate taxes and probate costs.
Education Funding
There are many investment options and accumulation strategies to fund your children’s education. We can help you determine what investment strategy is best given your financial circumstances with the goal of positioning your children for a lifetime of success.
Working with Other Professionals That Service Our Clients
We encourage our clients to allow us to speak with their accountants, attorneys, estate planners, insurance professionals, etc. As a collaborative effort, working with these professionals will help us provide more efficiency in helping our clients with the planning experience. We are also happy to make introductions to our clients who have a need for finding other trusted advisors from other industries. Over the years, we have found that working as a team with other professionals can be very beneficial in serving our clients efficiently.
* Wells Fargo Advisors Financial Network is not a legal or tax advisor. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.