Customized Portfolio Management
We believe in building custom, tax-efficient, personalized portfolios designed to achieve your goals with prudent attention to risk management. Your portfolios are designed to achieve your personal financial goals, providing the income and stability to maintain your lifestyle and grow your capital to meet the future with confidence.
We take a comprehensive approach to developing investment plans considering your unique circumstances. Our 4-bucket strategy manages your assets in a way that balances risk and liquidity. The strategy involves dividing investments into distinct "buckets." The first bucket is for short-term income needs and contains cash or cash-equivalents, to help ensure liquidity for shorter-term expenses. The second bucket is for medium-term needs, providing a balance of income and stability. The third bucket is for long-term growth and the final bucket is positioned for the future. This approach helps manage market volatility while helping to ensure you have access to your assets when needed.
Diversification is critical in driving risk-adjusted performance. We aim to balance risk and reward through diversifying asset classes, sectors, investment styles and maturities.
The long-term impact of taxes can take a bite out of your savings. We build and manage our portfolios to include tax-efficient strategies designed to help you accumulate more capital and reduce the impact of taxes on your retirement income.
Our team meets regularly to discuss overall economic and market conditions and trends that could warrant tactical changes in your portfolio. We also monitor and review the performance and attributions of strategies and individual securities.
Our team is dedicated to ensuring that your needs are always our priority. Our portfolios are built with a deep focus on you and your family, we work to have meaningful conversations and listen carefully. Building an investment plan designed to help you pursue your life’s priorities and passions.
1 The PIM® program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.
Wells Fargo Advisors does not provide legal or tax advice.
Asset allocation and diversification are investment methods used to help manage risk. They do not guarantee investment returns or eliminate risk of loss including in a declining market.
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