Our Services and Strategic Partnerships
We use the scope and influence of Wells Fargo Advisors, one of the nation's largest, strongest and most respected financial institutions, along with strategic partners to bring our clients a very high level and personal experience. Though the experience of our team is vast, our core services include helping you plan for what we know will happen, helping you anticipate and plan for the things we hope will happen, and helping you try to protect yourself again the things we fear could happen.
Part of our job as financial advisors is to understand your financial goals, and to create better outcomes for you. With a personal approach to investing, we seek to execute a carefully designed process for reviewing the following areas of focus with the families we serve.
Asset Allocation Strategies | Determining how much to invest in stocks, bonds, cash, and other asset classes may be one of the most important decisions you will make regarding your investment plan. We provide advice to help you determine the appropriate asset allocation based on your lifetime goals and risk tolerance.*
Investment Planning and Management | Choosing the right investment manager can be confusing. We provide specific recommendations to help you manage your investments.
Retirement Income Strategies | We focus our practice on proactively assisting individuals who choose to plan for and manage their retirement. Over the years, we have developed a unique process that helps clients put all of their financial pieces together to make informed and better decisions. We call it the "home-stretch process".
Most of the families that we work with would like to maximize their cash flow during retirement, and many also seek a strategy that could provide sustainable throughout their lifetime. Over the last 20 years, we have assisted in these strategies with more than 100 clients.
Risk Management | We believe that focusing on both sides of your personal balance sheet is a crucial part of your investment plan, and therefore we use data analysis to make recommendations and optimize outcomes. We will work together to review your liabilities to help you determine appropriate options for your situation. We will help you access Lending and Banking Products available through Wells Fargo affiliates.
Wealth Transfer Planning | We feel that it is important that your investment plan is coordinated with your estate plan. Our process seeks designed investment strategies in the context of multi-generational wealth transfer. We will work with your Estate Planning Attorney to make sure that we understand your estate plan so our strategies complement their work.
Family Security | Insurance may play an important role in your investment plan. We will review your life, health, long term care, and disability coverage with your insurance professional to help ensure that your coverage is appropriate for your needs.
Tax Planning Strategies | Tax efficient investment strategies start with understanding your unique situation. We will work with your CPA or tax specialist to help design strategies that reflect your current tax situation – and because of our deep relationships with CPA and Estate Planning Attorneys in the St. Louis area, we are happy to connect with those resources if necessary. We can work with these professionals to formulate suggestions that may allow you to reduce taxable income, while also understanding when to buy and sell taxable investments.
Charitable Planning | We feel that families are increasingly interested in giving back to what they are most passionate about. Our process strives to create strategies that take into account your philanthropic objectives. Again, we will coordinate with your estate planning attorney and CPA to create a strategy reflective of your intentions.
Trust Services | Our partners can provide comprehensive and tax-efficient wealth transfer services that help you manage and preserve your wealth today for your beneficiaries in the future. Whether you want to manage your philanthropic giving; need a plan to manage non-financial assets such as real estate, or oil, gas, and minerals; need to plan for the care of an elderly or special-needs loved one; or are planning for the sale or transfer of your closely held business – our experience and breadth of specialized solutions can provide you with custom strategies and solutions beyond traditional trust services.
Part of our job as financial advisors is to understand your financial goals, and to create better outcomes for you. With a personal approach to investing, we seek to execute a carefully designed process for reviewing the following areas of focus with the families we serve.
Asset Allocation Strategies | Determining how much to invest in stocks, bonds, cash, and other asset classes may be one of the most important decisions you will make regarding your investment plan. We provide advice to help you determine the appropriate asset allocation based on your lifetime goals and risk tolerance.*
Investment Planning and Management | Choosing the right investment manager can be confusing. We provide specific recommendations to help you manage your investments.
Retirement Income Strategies | We focus our practice on proactively assisting individuals who choose to plan for and manage their retirement. Over the years, we have developed a unique process that helps clients put all of their financial pieces together to make informed and better decisions. We call it the "home-stretch process".
Most of the families that we work with would like to maximize their cash flow during retirement, and many also seek a strategy that could provide sustainable throughout their lifetime. Over the last 20 years, we have assisted in these strategies with more than 100 clients.
Risk Management | We believe that focusing on both sides of your personal balance sheet is a crucial part of your investment plan, and therefore we use data analysis to make recommendations and optimize outcomes. We will work together to review your liabilities to help you determine appropriate options for your situation. We will help you access Lending and Banking Products available through Wells Fargo affiliates.
Wealth Transfer Planning | We feel that it is important that your investment plan is coordinated with your estate plan. Our process seeks designed investment strategies in the context of multi-generational wealth transfer. We will work with your Estate Planning Attorney to make sure that we understand your estate plan so our strategies complement their work.
Family Security | Insurance may play an important role in your investment plan. We will review your life, health, long term care, and disability coverage with your insurance professional to help ensure that your coverage is appropriate for your needs.
Tax Planning Strategies | Tax efficient investment strategies start with understanding your unique situation. We will work with your CPA or tax specialist to help design strategies that reflect your current tax situation – and because of our deep relationships with CPA and Estate Planning Attorneys in the St. Louis area, we are happy to connect with those resources if necessary. We can work with these professionals to formulate suggestions that may allow you to reduce taxable income, while also understanding when to buy and sell taxable investments.
Charitable Planning | We feel that families are increasingly interested in giving back to what they are most passionate about. Our process strives to create strategies that take into account your philanthropic objectives. Again, we will coordinate with your estate planning attorney and CPA to create a strategy reflective of your intentions.
Trust Services | Our partners can provide comprehensive and tax-efficient wealth transfer services that help you manage and preserve your wealth today for your beneficiaries in the future. Whether you want to manage your philanthropic giving; need a plan to manage non-financial assets such as real estate, or oil, gas, and minerals; need to plan for the care of an elderly or special-needs loved one; or are planning for the sale or transfer of your closely held business – our experience and breadth of specialized solutions can provide you with custom strategies and solutions beyond traditional trust services.