Industry Experience - Since 1981
Wells Fargo Advisors Experience - Since 1981
Hometown - Pleasant Garden, NC
Resides - Davidson, NC
Charitable Interests - United Methodist Foundation of Western North Carolina, Aldersgate, A United Methodist CCRC

Chris began serving the investment and wealth management needs of his clients in 1981. Soon thereafter, he became a CERTIFIED FINANCIAL PLANNER™ professional, one of the early adopters of this highly-regarded industry standard. Seeking to build a superior client service model, he founded Davidson Wealth Management of Wells Fargo Advisors in 1991 and he earned the Certified Investment Management Analyst's designation from the Investment Management Consultants Association in 1994. Chris has remained steadfast and client-focused through multiple industry mergers and financial crises. He has chosen to maintain his industry registrations with the firm that first gave him the opportunity to serve and help build, manage, preserve and transition his clients' wealth.

Today, Chris's achievements have been recognized by both Barron's and Financial Times. Chris is recognized within Wells Fargo Advisors as a Premier Advisor since 2006, a designation reserved a select group of Financial Advisors and reflects a high level of standards as measured by one or more of the firm's criteria for revenue generation, educational attainment and client-service best practices.

University of North Carolina at Chapel Hill economics graduate, Chris also completed a Securities Industry Institute program at the Wharton School of the University of Pennsylvania. An active member of his community, Chris was honored with the James C. Wheat, Jr. Award for outstanding community service. Since 1991, he has served on the board of the United Methodist Foundation of Western North Carolina. He also serves on the board of Aldersgate, a nonprofit continuing care retirement community.

Chris and his wife, Robbie, live on a horse farm outside Davidson, NC. They enjoy camping with their dogs and horseback riding. Their son, Michael, is also a member of Davidson Wealth Management. He, his wife, Carrie, and their 3 children, live in Mooresville, NC. Their other son, Preston, with his wife Dorsett, and their 3 children live in High Point, NC.

<sub>2013, 2014 and 2015 Financial Times - The guiding principle behind the FT 400 is to focus on investors. We assessed financial advisers from the perspective of current and prospective clients. The formula the FT uses to grade advisers is based on six broad factors and calculates a score for each adviser. Rankings are based on data provided by investment firms, Factors include assets under management, experience, industry certifications and compliance record. Investment performance and financial advisor production are not explicit components.

BARRON'S WINNER'S CIRCLE 2008, 2009, 2010, 2011, 2012, 2013, 2014 , 2015 & 2016. Ranked in top 1,200 in America and 6th in NC in 2016 * The rankings are based on data provided by over 4000 of the nation’s most productive advisors.  Factors included in the ranking were assets under management, revenue produced for the firm, regulatory record, quality of the advisors practice and philanthropic work. Total assets are all assets overseen by the adviser’s team, including some that are held at other institutions. Assets managed for institutions are given less weight in the scoring. Investment performance is not an explicit component. Attendees of the Barron's Winner's Circle® Conference were comprised of the 100 financial advisors listed in Barron's "Top 100 Financial Advisers", as well as 400 financial advisors selected by their firms to attend this event. Portfolio performance is not an explicit component.</sub>

Industry Experience: Since 1993
Wells Fargo Advisors Experience: Since 1995
Hometown: Youngstown, OH
Resides: Mooresville, NC
Charitable Interests: Girls on the Run, The Ada Jenkins Center

Chris has a diverse background in the financial services industry and began his career in 1993.  Since joining Wells Fargo Advisors in 1995, he has served as an equity trading specialist, assisted with the development and design of the online brokerage trading platform and worked with senior management to both manage and implement Wells Fargo Advisors strategic initiatives.  Chris' passion to serve others combined with his extensive industry knowledge was the catalyst in joining Davidson Wealth Management in 2005.  With a desire to make a difference in individuals' lives through a comprehensive financial approach, Chris attained his CERTIFIED FINANCIAL PLANNER™ professional designation, a highly-regarded industry distinction.

Chris has extensive experience working with affluent executives, dentists, physicians, small  business owners and retirees in the areas of cash flow, income planning and investment management.   Chris has helped numerous executives navigate through the complexity of executive compensation plans including stock options (restricted, incentive and non-qualified stock options) and non-qualified deferred compensation.  Chris has constructed, presented and implemented over 250 Envision® plans, assisting clients in pursuing and attaining their financial goals and dreams.

Chris was named a Five Star Wealth Manager by Charlotte Magazine in 2012 through 2018. This list honors an elite group of Charlotte area advisors, representing less than 7 percent of the wealth managers in the area. Chris has been recognized within Wells Fargo Advisors as a Premier Advisor since 2012, a designation held by a select group of Financial Advisors within Wells Fargo Advisors as measured by business production, completion of educational components and professionalism.

Chris and his family reside in Cornelius, NC. Chris has a passion for running and has helped several young athletes involved   in the Girls on the Run organization attain their “personal best” time by volunteering as a running buddy. Chris also enjoys spending time with his family boating on Lake Norman.

Industry Experience: Since 1986
Wells Fargo Advisors Experience: Since 1991
Hometown: Mooresville, NC
Resides: Mooresville, NC
Charitable Interests: Williamson's Chapel United Methodist Church, American Cancer Society Reach for Recovery, Mooresville Christian Mission, Food for Days Backpack Ministry

Harriet graduated with a Bachelor of Science degree from the University of North Carolina at Charlotte, Belk School of Business.  She earned her Chartered Retirement Planning Counselor designation in 1998.  Harriet joined Davidson Wealth Management in 1991 and has over 28 years' experience in the financial services industry.

Harriet provides comprehensive retirement planning services for companies, including plan analysis, 401(k) plan implementation, enrollment meetings and investment analysis.  She also assists high net worth individuals and families with college planning, annuity analysis and multi-generational planning.  She provides a unique service experience by taking a holistic approach to the wealth management process that helps clients preserve their wealth, understand their financial situation and pursue their goals and dreams.

Harriet was named a Five Star Wealth Manager by Charlotte Magazine in 2013, 2014, 2015 & 2016.  This list honors an elite group of Charlotte area advisors, representing less than 7 percent of the wealth managers in the area.

Harriet is active in community service through her charitable interests. She resides in Mooresville, NC and has two children, Chase, and his wife, Kaitlyn, live in D.C., Lindsey, her husband, Tyler, and their son live in Raleigh, NC.

 

_{The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional's consumer complaint process*); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner's future performance. X,XXX [Market Name] wealth managers were considered for the award; XXX (X % of candidates) were named Five Star Wealth Managers. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional's consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felony.}

Industry Experience: Since 1993
Wells Fargo Advisors Experience: Since 2002
Hometown: Easton, PA
Resides: Denver, NC
Charitable Interests: Rotary Club of Denver Lake Norman, East Lincoln Christian Ministries, Day at the Lake, East Lincoln Rescue Park, Holy Spirit Catholic Church

Celeste brings more than two decades of business experience to the Davidson Wealth Management team, including health care management real estate development, business management and banking.  Celeste is dedicated to serving clients by listening first, then developing customized solutions to help them build, manage, preserve and transition their wealth.  Her extensive real estate and business experience is invaluable when helping clients manage both the asset and liability sides of their balance sheet.  Celeste has constructed, presented and implemented over 250 Envision® plans to assist our clients in evaluating, monitoring and pursuing their financial goals.

After raising her children, Celeste earned a bachelor's degree in business administration and an MBA from the University of North Carolina at Charlotte.

Celeste was named a Five Star Wealth Manager by Charlotte Magazine in 2013, 2014, 2015, & 2016.  This list honors an elite group of Charlotte area advisors, representing less than 7 percent of the wealth managers in the area.  In 2013, Celeste was recognized as one of the 50 most powerful women in Lake Norman by The Herald Weekly and Mooresville Weekly for work as a financial professional but also for her service to her community through The Denver Lake Norman Rotary Club.

Celeste has lived in the Charlotte/Lake Norman area for 37 years and is active in her community and in charitable endeavors.  Celeste has two children, Heather and Donald, and 6 grandchildren who also live in the area.  Celeste enjoys spending time with her family, Lake Norman activities and has a passion for Rotary International, currently serving as a CART district volunteer. 


_{The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional's consumer complaint process*); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner's future performance. X,XXX [Market Name] wealth managers were considered for the award; XXX (X % of candidates) were named Five Star Wealth Managers. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional's consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felony.}

Industry Experience: Since 1987
Wells Fargo Advisors Experience: Since 1995
Hometown: Salisbury, NC
Charitable Interests: Williamson's Chapel United Methodist Church, Wells Fargo Day of Caring, Habitat for Humanity
  
Karen has a diverse background in the financial services industry and began her career in 1987.  Since joining Wells Fargo Advisors in 1995, she has served as a client service associate, an operations specialist, and a Financial Consultant.  Karen joined Davidson Wealth Management in 2003, where she has assisted the team with the development and design of internal operational processes and procedures. 

Karen has an innate passion to serve others; clients, the team members of Davidson Wealth Management and the community.  Currently serving as the operational supervisor for Davidson Wealth Management, Karen works as a coordinator between clients' requests and team members' ensuring that all needs are being met in an efficient and effective manner. 

Karen and her husband Todd have three children; Molly lives in Charlotte with her husband Trent, Garrett is a graduate of North Carolina State University with a degree in Mechanical Engineering and Grant who keeps them young.  When not in the office you may find Karen spending time with her family, at local charities, hiking, boating or reading.

Industry Experience: Since 2004
Wells Fargo Advisors Experience: Since 2006 
Hometown: Mooresville, NC
Resides: Mooresville, NC
Charitable Interests: American Red Cross, United Methodist Church, The Dyslexia Foundation
 
Michael was introduced to the financial services industry at a very early age by his father, Chris Davis, who educated him on the world of finance and investing.  Michael interned with Davidson Wealth Management in the summers of 2004 and 2005.  During this time he was fully immersed in the world of holistic wealth management.  Michael joined the team in 2006 after graduating from Western Carolina University.  Michael's passion for portfolio management led him to attain his Private Investment Management (PIM) certification, a Wells Fargo Advisors' portfolio management designation.  With a desire to further his education and better serve  clients, Michael earned his CERTIFIED FUND SPECALIST™ designation.

Michael has experience working with clients in the area of comprehensive wealth management that includes investment selection, portfolio construction, and retirement planning.  Michael serves on Davidson Wealth Managements investment team and is responsible for analysis, trading, and portfolio oversight.  He also assists in the analysis and due diligence of external portfolio managers used at Davidson Wealth Management.

Michael was named a Five Star Wealth Manager by Charlotte Magazine in 2013, 2014, and 2015.  This list honors an elite group of Charlotte area advisors, representing less than 7 percent of the wealth managers in the area.

Michael his wife Carrie and their three children live in Mooresville. They enjoy spending time traveling, cooking, and boating on Lake Norman with their friends and family.

<sub>*The PIM program may not be suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional's consumer complaint process*); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner's future performance. X,XXX [Market Name] wealth managers were considered for the award; XXX (X % of candidates) were named Five Star Wealth Managers. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional's consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felon</sub>

Industry Experience: Since 1986
Wells Fargo Advisors Experience: Since 1986
Hometown: Durham, NC
Resides: Huntersville, NC
Charitable Interests: Habitat for Humanity, St. Mark Catholic Church

Cherie has been in the financial services industry since 1986, serving as a Registered Client Associate and Operations Manager.  She received a Bachelor degree in Business Administration from the University of North Carolina in Charlotte.

Cherie helps ensure the administrative needs associated with a client’s accounts are handled accurately and quickly. She oversees day-to-day activities, including opening new accounts, updating existing account information, managing account transfers and answering questions regarding statements. Cherie handles incoming calls to help clients receive a high level of personal service.

She resides in Huntersville with her husband, Vince, and two daughters, Ava and Alexa.   When not at work, Cherie enjoys exercising and spending time with her family.

Industry Experience: Since 2005
Wells Fargo Advisors Experience: Since 2007
Hometown: West Palm Beach, FL
Resides: Mooresville, NC
Charitable Interest: Chesterbrook Academy

Jay brings over 10 years of experience to Davidson Wealth Management in the areas of portfolio analysis, investment allocation, wealth strategies, retirement income planning, compliance, and banking/operations. He has used this experience to serve high net worth individuals and families. Jay attained his CERTIFIED FINANCIAL PLANNER™ professional designation, a highly regarded industry distinction. He also earned a Retirement Income Certified Professional (RICP) designation, designed to address the rigors of transiting into retirement income planning. Both CFP^®, RICP^®, serve as complementary designations used to assist Jay in helping develop holistic wealth management solutions for our clients.

Currently, he provides a unique service experience by taking a holistic approach to the wealth management process.  He assists in various wealth strategy developments and implementation aimed to address a host of objectives such as preservation of capital, cash flow management, retirement income planning, and pursuance of clients' financial goals and aspirations through a comprehensive financial approach.

Jay is an active volunteer with Langtree Academy in Mooresville, North Carolina and advent reader of financial literature.

Jay resides in the Lake Norman, NC area with his wife, Corrina and two sons, Cayleb and Camdyn. He enjoys exploring new neighborhoods, exercising, and experiencing all North Carolina has to offer.

Industry Experience: Since 1999
Wells Fargo Advisors Experience: Since 2010
Hometown: Patchogue, New York
Resides: Davidson, North Carolina
Charitable Interests: ALS Association, Fundacion La Vecina Cartagena
 
Nick started his career as an operations specialist 17 years ago in New York. He has extensive experience in the financial industry and is highly skilled in receiving and executing trade orders for clients. He is a 2014 recipient of the Wells Fargo Advisors Service Distinction Award for exceptional performance and contributions.  Nick is committed to providing our clients with outstanding service.

Nick's charitable interests include Fundacion La Vecina which is a foundation that helps underprivileged children in the Colombian city of Cartagena. They provide education, nutrition, medical care and recreation for young children ages 4 through 12.

Nick currently resides in Mooresville, NC. He enjoys biking and culinary adventures with his wife Katherine and their two daughters, Isabella and Olivia.

_{The Distinguished Service award is designed to recognize outstanding branch support team members who embody the firm's Core Values such as service, respect, integrity and teamwork.}

Industry Experience: Since 1986
Wells Fargo Advisors Experience: Since 2014
Hometown: Cranston, RI
Resides: Huntersville, NC
Charitable Interests: Teach for America, the Jimmy Fund, Ada Jenkins,  AMVETS

Steven brings more than 25 years of diverse financial services experience to DWM, including consumer finance and more than a decade in the mortgage industry. Steven joined Wells Fargo Advisors in 2014, and has a passion for listening to and assisting clients to reach their financial goals. Steve is the newest member of DWM and serves in the Investment Management team. He provides research for client reviews, portfolio management and investment planning.

Steve lives in Davidson, NC and spends his free time golfing, reading about history and travelling with his wife Kathy and son Benjamin and is passionate about all Boston sports teams.