Advisory Services
Your investments are important – they deserve thoughtful attention. Advisory services provide guidance and professional support to help keep your investments aligned with your goals.
Whether you prefer to have your investments professionally managed or work alongside a Financial Advisor to manage them yourself, Wells Fargo Advisors offers a range of programs to support your financial journey.
Managing Your Investments
Your investments often support the things that matter most – retirement, your family’s education, or your financial legacy. That’s why your investment plan deserves careful oversight.
Some investors enjoy managing their own portfolios, confidence in their knowledge and ability to research and monitor performance.
If that’s not you, you’re not alone. Many investors choose to work with a professional through an advisory program, benefiting from expertise and guidance to help reach their financial goals.
Using an Advisory Program
Advisory programs can save you time and provide professional management for your investments.
These programs generally have two approaches:
- Discretionary management: You authorize a portfolio manager – sometimes your Financial Advisor – to make day-to-day investment decisions on your behalf, including buying, selling, or holding securities. Decisions are guided by your long-term objectives, time horizon,
- Collaborative management: You work closely with your Financial Advisor, receiving tailored guidance and recommendations based on your goals and today’s market environment, while you retain final control over investment decisions.
Fee Structure
Unlike traditional brokerage accounts, where commissions are paid per transaction, advisory accounts typically involve a quarterly fee based on percentage of your account value. This fee structure aligns professional guidance with your overall financial success.
A Range of Options
You can select the advisory program and investment products that best fit your needs. Options include ETFs, stocks, bonds, mutual funds, and commodity-based, market-linked, private equity and credit investments.
We will work with you to determine the approach that feels right for your situation – helping you feel confident and supported as you pursue your goals.