Investment Products
As an investor, you have a wide range of options.
Types of investments
An important part of the investment planning process is selecting investments that align with your overall strategy. Each component should work together in support of your financial goals. We provide access to a broad range of investment products and services designed to help support those objectives.As an investor, you have a range of options. Common types of investments include:
Stocks – Stock investments represent partial ownership in a company through share ownership. While stock values may fluctuate in the short term, they have historically offered the potential for long-term growth.
Bonds – Bonds function as loans to governments or institutions, providing regular interest payments in return. They may offer greater stability than stocks, although they have historically generated lower returns.
Mutual funds – Mutual funds pool assets from multiple investors into a professionally managed portfolio. By holding a mix of investments – such as stocks and bonds – they can offer built-in diversification.
Exchange-traded funds – These investments are baskets of securities that trade on national stock exchanges throughout the day, similar to individual stocks. Like mutual funds, investors purchase shares of the fund rather than individual securities.
Annuities – Annuities are contracts between an investor and an insurance company under which the insurer agrees to make payments either immediately or at a future date. Certain annuity structures can provide a guaranteed income stream or offer tax-deferred growth.
Brokered Certificates of Deposit (CDs) – These time deposits are issued by banks and offered through brokerage firms. They typically pay a fixed interest rate for a specified period and may be used to support income or capital preservation strategies.
Alternative Investments – Alternative investments encompass strategies beyond traditional stocks and bonds, such as real estate, private credit, and private equity. These investments may offer diversification benefits but often involve greater complexity, additional risks, and liquidity considerations and are typically available only to qualified investors.