Business Philosophy

Should it be a mutual fit for us to work together, we will always provide personalized, professional and quality service where we always work for your best interest. We will develop an Envision® plan that identifies your current financial position, we will establish and help to identify goals as to where you want to be and then establish a strategy on how to accomplish those goals.

We monitor your plan and your investments so that we may recommend updates to your plan and changes in investment strategy in response to changes in your life.

Our approach to investing is disciplined and we avoid reactions to short-term events. We are also able to offer an array of products and services. At all times you will have two advisors who are familiar with your accounts and your goals to enhance responsiveness for any questions that may arise. We request an annual review and more frequently when appropriate. This can be in person or by telephone depending upon your location and personal preference.

We expect an open dialog so that we may be aware of any changes that may impact your financial position such as tax situations, job changes, births, deaths, marriages or any change in goals. It is critical to maintain this open communication as we work together. Any and all questions are important. We always respond to our telephone calls from you within a very timely manner and we also expect the same of you.

We are compensated primarily by advisory programs, through annual fees. In these programs, we work with experienced portfolio managers and Wells Fargo Investment Institute (WFII). Transactions such as buying or selling of stocks, bonds, or mutual funds in these accounts are typically done on a flat-fee basis. If the circumstances dictate, clients will have an account or accounts that make infrequent changes and pay us a commission on a transactional basis.