Investment Philosophy

  1. Cash flow planning
  2. Tax preferenced withdrawal or ordering strategies (asset location planning)
  3. Wealth transfer strategies and family meetings with adult children (when appropriate)
  4. Beneficiary naming
  5. Social Security claiming strategies
  6. Education planning for children and grandchildren

Lastly we work closely with many of our clients' other financial professionals including their tax planners, CPAs, estate and trust lawyers.



Wells Fargo Investment Institute, Inc., is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.  Wells Fargo Advisors is not a legal or tax advisor.  Advisory programs may not be suitable for all investors.  Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services and minimum account sizes.  Diversification and asset allocation do not assure or guarantee better performance and cannot eliminate the risk of investment losses.

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