C. Emmerson Small, II, CFP

Managing Director - Investments, Senior PIM Portfolio Manager

Client Services Process

1. Initial face-to-face meeting

The first step in creating a great long standing advisor relationship is to get to know each other. This entails both personal and financial characteristics. As it pertains to financial details, we will establish goals and time horizons as well as defining risk parameters. We will create a financial profile and identify investable assets. Lastly, we will determine and agree upon a cost structure. At the end of this meeting, begins our client-advisor relationship.

2. Getting Started

Once our client advisor relationship has been established, the process of delivery of assets to Wells Fargo Advisors begins. After the delivery of investable assets is complete, the agreed upon investment strategy will be implemented.

3. Active Portfolio Management

We have designed five investment strategies to help address the investment needs of our clients. Four are focused on growth of principal and growth of an income stream. We have one strategy with an aggressive growth/speculation objective. We employ a strict buy/sell discipline in an attempt to avoid large losses and to provide greater predictability of our process. These strategies are used as a base for the client's portfolio. We customize portfolios beyond the constraints of the strategies, upon the client's request, but may not always follow the client picked stocks as closely as those in our strategies.

4. The eMoney (R) Tool

To assist in our planning process we use the eMoney (R) tool to help determine the probability of reaching your goals. Through the LifeSync process, the eMoney to can help you plan your investments around benchmarks and life events that hold real meaning for you. The process can connect you to your investment strategy in a refreshing and personal way. Even better, it can help you answer that most critical of financial questions, “How am I doing?”
IMPORTANT: The projections or other information generated by eMoney regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

5. Communication

We will establish an agreed upon review schedule including face to face meetings, conference calls and planning reviews. we also encourage clients to contact us anytime with questions or concerns.

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KS, KY, MA, MD, MI, MN, MO, MS, NC, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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