Pre- and Post-Retirement Planning:

Our retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.

Business Solutions:

We provide corporate executives and small business owners with recommended strategies designed to help increase corporate and personal net worth. These services include guidance for managing concentrated positions, employee stock option exercise and sale, succession planning, company 401(k)s, and business transition strategies.

Employee and Executive Benefits:

Offering your employees attractive benefit packages is a key component of ensuring their continued satisfaction and productivity. We will work with you to design meaningful employee and executive benefit plans.

Tax Management:*

While there are many different tax management strategies to consider – such as tax loss harvesting, charitable giving, exemptions, and deductions – the ideal place to start is determining the changes that will be best for your overall portfolio. With your overall portfolio strategy and long-term objectives in full context, there are several proven tactics you can use to seek to minimize tax liabilities.

Our team coordinates with your tax advisor to discuss and test various tax mitigation strategies available to you, endeavoring to ensure that the solution put in place is the most suitable strategy for your situation.

Estate Planning:*

In coordination with your attorney we can review your current estate plan to ensure it is up to date and properly structured to help protect you, your family, and your wealth. This includes planning for the successful transfer and distribution of your assets so you know your family members will be cared for and your wishes will be followed. Our team will help you integrate your investment and estate plans, or evaluate potential strategies from a tax perspective in coordination with your tax advisor as a component of wealth transfer planning.

Wealth Protection Strategies:**

Insurance protection is a crucial element of a comprehensive, long-term plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance coverages that can help protect your financial security by helping with unforeseen costs and losses. These include disability, life, and long-term care insurance. We will also review your existing insurance policies.***

Charitable Giving:

Frederickson Private Wealth Management Group of Wells Fargo Advisors will help you define your charitable giving and philanthropic objectives and offer potential strategies to help achieve those goals in a tax-advantaged manner.

Education Funding:

We provide analysis to enable you to determine approximate costs and identify the most suitable tax-advantaged funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell Education Savings Account), a Custodial Account, or another method.
*Wells Fargo Advisors and Frederickson Private Wealth Management Group of Wells Fargo Advisors do not provide legal or tax advice. However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals.

**Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

***This is not, in any way, intended as an invitation to replace your existing coverage. Such an exchange is often not suitable due to such factors as surrender charges on your existing policy, the surrender charge period on the new policy, transaction costs associated with the exchange, the values of the new policy versus the old policy, and the various fees and expenses associated with the new product. Therefore, replacing an existing policy should only be considered after a careful evaluation of these factors as well as a thorough review of your existing coverage.

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.