Utilizing planning software tailored to your needs

Our process is designed to establish and deepen relationships while seeking to identify strong investment plans built on decades of wealth management experience. We leverage different platforms and programs, such as the two below, to help develop these plans:

Wells Fargo Advisors’ Envision^® process is a tested method to help identify, define, and achieve your goals. Combining goals-based advice with sophisticated statistical modeling, this unique process creates an effective, easy-to-understand method for you to help prioritize and achieve important life goals. The most meaningful part of the Envision process is the way you can review your progress toward the goals and dreams you wish to accomplish. This allow you to always be able to answer the question, “How am I doing?”

Fundamental Choice is a customized advisory portfolio management program that utilizes active asset allocation management with the goal of long-term capital appreciation. Specially trained Financial Advisors manage client portfolios in a discretionary manner, guided closely by the research recommendations and collective insights of Wells Fargo Advisors strategists and external research firms whose services we subscribe to. Each portfolio follows an investment plan customized to the client’s needs and represents a blend of stocks, cash alternatives, exchange-traded funds, select closed-end funds, and allowable mutual funds.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2019 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

Fees for the Fundamental Choice program include Advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee of $250 per calendar quarter to maintain this type of account. Advisory accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000.