Rick Gallos is a founder of Gallos Wealth Management Group of Wells Fargo Advisors and has played a key role in the lives of his clients as a Private Wealth Financial Advisor for over 30 years. Rick and his team spent 15 years at Merrill Lynch advising clients before coming over to Wells Fargo Advisors in 2009. As a Private Wealth Financial Advisor and Managing Director-Investments, Rick is among a distinct group of advisors at the firm with a history of serving the unique needs of high-net-worth individuals, families, foundations, and institutions.

He focuses on tax efficient investment strategies for building client portfolios with a keen eye towards risk mitigation. As with the other members of the Gallos Wealth Management Group of Wells Fargo Advisors, Rick has extensive experience in advising clients about structured financing and offers access to lending services through Wells Fargo affiliates.

He is also among a select group of financial advisors who manage client portfolios with discretionary authority via the Private Investment Management (PIM^®) program. A 1992 graduate of Lafayette College, Rick is an avid skier, golfer, biker and is an active member of his church community and local youth sports programs. Born and raised in CT, Rick and his family lived in Rye, NY for many years before relocating to Charlotte, NC in the summer of 2020 with his wife Elizabeth, and their three sons.



_{*The PIM® program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the advisory disclosure documents for a full description of our services. The minimum account size for this program is $50,000.}

Michael Tolpa, CFA^®, MBA/ Financial Advisor a founder of the Gallos Wealth Management Group of Wells Fargo Advisors leading the asset management and investment due diligence functions for the group's two primary business lines; Private Wealth Management and Institutional Consulting. Michael's primary responsibilities include portfolio management and construction, risk management and due diligence on all underlying portfolio investments including fundamental analysis and valuation of individual equity securities.

Prior to joining Wells Fargo Advisors in 2012, Michael spent ten years at KPMG LLP providing audit and advisory services in addition to serving in the firm's executive office. As a public company auditor Michael led teams of professionals in Investment planning and performing financial statement audits and M&A due diligence for a diverse group of clients including Financial Services, Real Estate, Retail and Bio-Technology sectors. As an executive in KPMG's strategy and research division, Michael led various initiatives pertaining to the firm's long-term strategy and served as lead manager on two major research programs. These research programs focused on a range of topics including strategic systems auditing, business process analysis, strategy, earnings management, performance measurement and credit and operational risk. While attending graduate school, Michael worked as an equity analyst for T. Rowe Price covering the Construction Materials industry. Subsequently, Michael spent three years managing a value focused equity portfolio and real estate assets.

Michael graduated magna cum laude from the University of San Diego with a B.S. in Accounting and earned a M.B.A. from the Wharton School of the University of Pennsylvania with a double major in Finance and Management. In addition, Michael is a Certified Public Accountant (not currently practicing) and Chartered Financial Analyst (CFA).

Having a long, tenured career in the securities industry, Nancy Rockoff - Assistant Vice President - Senior Registered Client Associate is responsible for managing the administrative and servicing operations for clients of The Gallos Wealth Management Group of Wells Fargo Advisors. Nancy will walk you through the account opening process and handle all future administrative inquiries you may have. Her experience and ability to navigate the many channels within Wells Fargo Advisors helps enable her to bring a small company feel to an industry leading firm.

Nancy is a graduate of the University of Arizona, and she resides in New York City.

Ben joined the Gallos Wealth Management Group of Wells Fargo Advisors in 2026 after his graduation from the University of North Carolina at Asheville. Ben was a Division I baseball athlete at UNC Asheville, where he double majored in Business Administration and Economics, as well as receiving a minor in Finance. His passion for the wealth management industry started with an internship at Wells Fargo Advisors in 2025 where he has since been committed to delivering high quality services to clients.

Ben is a native of Asheville, North Carolina. Outside of the office, he enjoys fly fishing, skiing, golfing, and traveling for outdoor adventures.

Caroline is a senior custom credit banker with Wells Fargo Bank
Wealth & Investment Management located in Charlotte, NC.
Caroline works as part of a team to help meet the
comprehensive wealth management goals of high net worth
individuals. As a custom credit banker, she specializes in
providing deep custom credit knowledge and experience to help
deliver tailored lending solutions that support clients’ complex
borrowing needs.
Caroline has over 25 years in the financial services industry.
Most of her career has been with Wells Fargo Bank serving in
relationship management roles across commercial and wealth
management banking. During her career she worked at Bank of
America Private Bank as a private client advisor. There she
worked with corporate executives, business owners and families,
to help them develop, implement and maintain customized
wealth plans. Caroline focuses on a consultative approach,
working closely with advisors, underwriters, and risk partners to
help ensure seamless execution and client experience.
A graduate of the University of South Carolina, Caroline earned a
Bachelor of Science Degree in Marketing with a concentration in
Finance.
Caroline is active in her community, having served as a board
member and grants committee chair for Bee Mighty. She has
previous involvement with the Charlotte Chapters of the
Women Presidents Organization, Commercial Real Estate
Women Network and The Entrepreneurship Institute.

James W. Sweetman is a senior alternative investment consultant covering the Florida Region and is focused on delivering the highest quality investment expertise and advice to help investors manage risk and succeed financially.
Jim has over 30 years of alternative investment experience in various research and strategy roles. He began his career with Wells Fargo in 2006 when he was hired as a senior research analyst to help launch the alternative investment platform. Over the last 20-plus years he has held various individual contributor and leadership roles and before assuming his current responsibilities he was the Head of Alternative Investment Strategy at the Wells Fargo Investment Institute. In this role, Jim was focused on formulating and leading strategy and asset allocation guidance for alternative investments, including hedge funds, private equity, private debt, private real assets, and tax-advantaged strategies.
Prior to joining Wells Fargo in January 2006, Jim worked with Bank of New York’s BNY Alternative Investment Services group and Prudential Financial in a variety of investment research, relationship management, and strategy roles. He has more than 33 years of experience in financial services, beginning his professional career in July 1992.
Jim earned a Bachelor of Business Administration from Baruch College, The City University of New York. Jim is based in Palm Beach, Florida.

Christina Williams is a private wealth strategist with Wealth & 
Investment Management located in Charlotte, NC. In this role,
Christina provides strategic guidance to high and ultra-high net
worth families, as well as family offices, in areas such as estate,
gift, and tax planning strategies; business succession and
liquidity planning; charitable planning; retirement and executive
compensation planning; and broader wealth transfer
strategies. Christina has more than 22+ years of experience in
financial services and works closely with clients to understand
their personal wealth values and goals.
Christina earned a Bachelor of Arts in Economics and a Master of
Accounting, both from the University of North Carolina-Chapel
Hill. Prior to joining Wells Fargo, Christina was a tax associate
with PricewaterhouseCoopers for two years. Christina holds the
CERTIFIED FINANCIAL PLANNER^TM professional designation.
She also earned the Certified Public Accountant (CPA)
certification (currently not practicing).
Christina serves as the monthly coordinator for her church’s
“Room in the Inn Program” that serves our neighbors
experiencing homelessness.
Christina resides in Charlotte, North Carolina with her husband
Brian and her children, Alexandra and Nikolas. She enjoys cycling,
swimming, and weightlifting; international traveling; reading;
cooking; and spending time at the beach and the mountains in
the Carolinas.

Tim Rahr is a lead strategist with Business Owner Advisory within Wells Fargo’s Wealth & Investment Management. Tim advises business owners with ownership transition alternatives
and strategies by offering education, industry and market insights, and planning guidance regarding business transition, succession, and governance. Business Owner Advisory provides
advice that integrates business value, financial and wealth implications, owner and family dynamics, personal objectives, and transaction considerations to aid clients in evaluating their
transition options.
Prior to joining Wells Fargo, Tim was a partner in a national chief financial officer services firm that provided business transition and corporate finance services to closely-held companies. Prior to his consulting role, he served as chief financial officer, then as president at a family-owned media company. During his sixteen year tenure, he was instrumental in structuring ownership transition to next-generation family members. Earlier in his career, Tim held a series of sales and operations management positions at Associates First Capital, and was a partner in a residential construction and development company.
Tim earned his bachelor’s degree from Middlebury College, and completed executive education coursework at the Wharton School of the University of Pennsylvania. . Tim has been awarded the Certified Exit Planning Advisor (CEPA) designation.
Tim and his wife Sarah live in New Haven, CT. When not advising owners of closely-held businesses, Tim enjoys cooking, gardening, and playing golf.