Our Wealth Management Process                                         

At Harm & Harm Financial Consulting Group we implement a four step process to help you manage your wealth, built upon the Four Cornerstones of Wealth Management.  In our rigorous disciplined process, we: 
1)  Listen and Understand. We always begin by listening to our clients. Our clients speak, and we learn - we learn about their past experiences, their current situation, and their dreams and aspirations.
2) Study, Analyze, and Model Information to Develop Solutions. We go to work with the information that our clients provide for us.  After studying and analyzing the information, we model and develop various strategies using available software and resources to help them achieve their financial objectives.
3)  Explain and Implement. Once our financial advising team has devised the appropriate solutions, we explain our findings, our recommendations, and advice in clear, simple English - not industry-exclusive jargon. We pride ourselves in presenting our financial advice in an independent, objective, unbiased, and cost-effective manner.
4)  Review, Evaluate, and Adjust. Once we have reached an agreement with our clients about how to reach their personalized financial goals, together we review and evaluate the plans that have been put in place, making adjustments whenever necessary - as market conditions change; as changes occur in tax laws and regulations; and as changes occur in the lives of our clients and their families.
Please click here to access our New Client Toolkit


Harm & Harm Financial Consulting Group

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CT, DE, FL, GA, KY, MD, MN, MO, MT, NC, NH, NJ, NY, OR, PA, SC, TX, VA, VT, WA, WV). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionalsX