Our Team

Founding Partner

With more than 45 years of experience in wealth management, John is the founding partner of Harm & Harm Financial Consulting Group.  He began his career in 1972 as a Financial Consultant and moved his financial practice to a predecessor firm of Wells Fargo Advisors in 1977.

John earned his bachelor's degree from the University of Bridgeport being honored twice as a member of Who's Who in American Colleges and Universities.  He is also a graduate of The Financial Planning Institute. A decorated veteran of the United States Army, John served as an artillery officer and was awarded a bronze star and purple heart during the Vietnam War.

Born and raised in the Philadelphia area, John has been involved in community and charitable activities for more than 45 years.  He has worked with agencies such as the March of Dimes, The ALS Association, Philadelphia Committee for the Homeless, Gary Papa Prostate Foundation and Haddonfield Town Watch.  He has also worked in leadership and coaching little league baseball and youth soccer. 

For fun, John has recently embraced fly fishing in the streams of Pennsylvania and the backwaters of Florida and the Bahamas. He enjoys other activities outside the office, including fine dining, creating his own dining experiences at home, improvement projects around the house, and multiple exercise activities.

Managing Partner

 With more than 25 years of experience in the area of financial services, John is the managing partner of Harm & Harm Financial Consulting Group, located in downtown Burlington, Vermont.

After beginning his career in 1995 as a trading specialist, he served as a regional marketing director for three years at Hartford Life Insurance Company. While at Hartford, John specialized in mutual funds, annuities, various insurance products and 401(k) plans before joining his father's financial practice in 1999. 

John earned his bachelor's degree from Carnegie Mellon University.  In 2007, he graduated from the College for Financial Planning and subsequently obtained his CERTIFIED FINANCIAL PLANNER™ certification. To earn the CFP® designation, John had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements.  As a CFP® professional, he adheres to a Professional Code of Ethics, and he fulfills annual continuing education requirements to remain aware of current planning strategies and financial trends.  In May of 2014, after 20 months of intense coursework, John graduated and received a dual-degree Executive MBA in Asset and Wealth Management from both the Tepper School of Business at Carnegie Mellon University and HEC Lausanne, the Faculty of Business and Economics at the University of Lausanne.  John served two terms on the Board of Directors of the Financial Planning Association of Pittsburgh.

John, his wife Sarah, and their three children live in South Burlington, Vermont.  Sarah is the Medical Director of the Blood Bank at University of Vermont Medical Center and Associate Professor of Pathology at Robert Larner, M.D. College of Medicine at University of Vermont.

In his free time, John enjoys spending time outdoors hiking, biking and skiing with his family.  John's favorite sport is soccer and he participates in various indoor and outdoor organized soccer leagues.

Client Associate

Sarah joined Harm & Harm Financial Consulting Group in October of 2016, significantly contributing to the formation and launch of our new Burlington office.

Sarah grew up in West Point, NY, and spent her summers in Malletts Bay. Her love for the area resulted in her decision to pursue her undergraduate education in Burlington, VT, earning a Bachelor of Arts Degree in both English and Philosophy from Trinity College of Vermont.  Sarah went on to attend Syracuse University College of Law, graduating with her Juris Doctorate (JD). 

Since college, Sarah has lived in many cities throughout the country, including Atlanta, Palm Springs, Los Angeles and most recently New Orleans, before permanently returning to Vermont to be closer to family.

Sarah utilizes all her experiences to provide clients with the highest level of support.  She strives to ensure that clients' administrative and operations needs are handled accurately and quickly. She handles day-to-day operations of accounts, including opening new accounts, updating existing account information, managing account transfers and answering questions regarding statements.  Sarah is also responsible for maintaining a professional and organized environment that allows our team to devote their full attention to clients and their wealth management needs. Sarah is the first person you should call if you have any questions about our wealth management process. She will ensure that the appropriate member of the team promptly responds to your query. 

In her time outside of the office, Sarah and her husband Brad, tend to their sixty-four chickens, twelve (and rapidly multiplying) rabbits, and three dogs on their property in Vergennes, VT. They also enjoy spending time doing DIY renovation projects on their home. Sarah loves live music, and attends numerous concerts in New England. True to her Vermont roots, Sarah also enjoys spending time outside hiking, mountain biking, and attending yoga classes.