Our Envision^® Planning Process

The Iconic Wealth Advisory Group believes that Envision is one of the most innovative financial strategy resources available today. By emphasizing the value of conversation, it can help people prepare for their retirement and discuss some of the questions that tend to keep us awake at night.

Our highly disciplined Envision planning approach offers you an effective way to identify your highest priority goals and develop an investment plan designed to provide you with the wealth you need to live your life the way you want. Instead of tracking your portfolio's performance against a standardized index, such as the S&P 500, we monitor your progress toward achieving your life goals on your own fully customized index.

98%

agree their plan is personally tailored to meet their unique financial goals

96%

agree having an Envision plan helps them feel better prepared for retirement

92%

agree their plan helps them talk to their Financial Advisor about significant life events

Source: Results are based on a survey conducted online by Versta Research from June 5-June 22, 2019 among 457 Envision clients with Financial Advisor relationships. Results are not representative of other client experiences or indicative of future success or performance. The Envision process is a brokerage service provided by Wells Fargo Advisors.

In the percentages above, you can see that research indicates Envision plan holders have found success in the process.

Here's how the process works:

Defining Major Life Goals

The Envision process begins by allowing you to explore what goals and dreams you have while addressing the concerns you have about being able to achieve them. This important step serves as the basis for our conversations together.

Ideal and Acceptable Goals

We'll explore your ability to reach your goals in multiple scenarios, starting with ideal and the acceptable. The ideal scenario represents your “perfect world” goals, whereas the acceptable scenario represents satisfactory compromises you could make and still feel content.

Prioritizing Your Goals and Ideas

The Envision process is built for tinkering, adjusting, and updating. You can “try on” or “test-drive” big-picture goals and ideas to find out how they’ll play out within an investment strategy.

Collaborating Closely with You

From this foundational understanding, we will coordinate with your team of specialists to design a wealth plan to your unique needs and goals.

New Goals and Priorities

Change can present challenges, whether it happens in your own life or in the world around you. Whenever necessary, it is easy to update your Envision plan to account for the changes and measure the impact it has on your ability to achieve your stated goals. If your investment plan needs to be updated, the appropriate adjustments can be made at your convenience.

Evaluating Your Progress

The most important part of the Envision process is the way you are able to examine your progress toward the goals and dreams you wish to accomplish. Your Envision plan will update each night and create a benchmark unique to your goals and circumstances. This information can be displayed on your statements and online.

Making a Recommendation

Once we have an understanding of your ideal or acceptable scenarios, we will also create a recommended scenario for you that will incorporate the goals you value most while potentially deemphasizing some of your lower priority objectives.

Implementing Your Envision Plan

Based on your goals, dreams, concerns, risk tolerances, and financial circumstances, we can propose an investment mix to help you achieve those goals.

With the Envision process, following your progress is simple. By accessing your account online, you can see a simple chart that tracks your “dot,” which moves based on the value of your investments. When you find your dot is outside of the Target Zone, we can work with you to adjust your investments or your goals.

You can also think of your dot as a personal growth chart for your progress toward your financial goals. By tracking your investment results against the Target Zone, you’re in a much better position to answer the question, “How am I doing?”

_{IMPORTANT: The projections or other information generated by the Envision tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.}
_{ENVISION METHODOLOGY: Based on accepted statistical methods, the Envision tool uses a simulation model to test your ideal, acceptable, and recommended investment plans. The simulation model uses assumptions about inflation, financial market returns, and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management, LLC. © 2005 - 2016 Wealthcare Capital Management, LLC. All Rights Reserved. Wealthcare Capital Management, LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.}

Our Envision® Planning Process

98%

96%

92%