Wealth Management Considerations

Our team carefully assesses your full balance sheet to provide a detailed financial roadmap designed to allow you to properly care for your wealth and loved ones’ long-term financial well-being.

Pre- and Post-Retirement Planning

Our retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.

Estate Planning Strategies

We will help review your current estate plan information to help ensure it’s up-to-date and properly aligned with your goals and objectives.

Wealth Protection

Insurance protection is a crucial element of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we can help you evaluate your needs with a variety of insurance and financial products.

Business Solutions

We provide corporate executives and small business owners with recommended wealth management strategies, including guidance for managing concentrated positions, employee stock option exercise and sale, succession planning, and business transition strategies.

Education Funding

We help provide analysis to help you determine the appropriate tax-efficient funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell), a Custodial Account, or another method.

Tax-Efficient Investing Strategies

While there are many different tax management strategies to consider – such as tax loss harvesting, charitable giving, exemptions and deductions – the ideal place to start is determining the changes that will be best for your overall portfolio. With your overall portfolio strategy and long-term objectives in full context, there are several tactics that can help seek to minimize tax liabilities.

Our team will also help you integrate your investment and estate plans, or evaluate potential strategies from a tax perspective as a component of wealth transfer planning. While we are not tax or legal advisors, we would be happy to coordinate with your tax and legal professionals.

Liability Management*

As a Wells Fargo Advisors client, you have access to securities-based financing, residential mortgages, home equity financing, credit cards, and business financing through Wells Fargo affiliates.


*Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

Services to Fit Your Needs

We have extensive experience in investment planning and wealth management, and we bring in professionals from across Wells Fargo Advisors and its affiliates to help construct a plan that meets your needs. We will also work with any other professionals with whom you already have a relationship.

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. Not available in all states.