Wealth Planning
Define an ideal and acceptable lifestyle
Identify sources of income
Optimize spending and saving priorities
Develop and implement a plan
Retirement & Income Solutions
Implement retirement savings strategies
Design tax efficient customized streams of income
Recommend spending strategies
Calculate required minimum distributions
Identify Social Security and Medicare strategies
Investment Management
Review portfolio holdings
Implement custom strategies
Employ cash flow strategies
Personal Financial Organization
Clarify your values, goals and objectives
Assess your current financial situation
Identify short-term and long-term financial priorities
Consolidate accounts and assets
Estate Investment Planning Strategies and Philanthropy*
Review beneficiary and account titling
Implement estate investment planning and wealth transfer strategies
Establish philanthropic and gifting techniques
Risk Management*
Customized risk management
Access life insurance and long-term care insurance
Design wealth replacement strategies
Liability Management** Liability analysis and optimization
Through our Wells Fargo affiliates, you have access to banking and lending products and services, including:
Securities-based financing
Residential mortgages
Home equity financing
Business financing
Credit cards
Education Investment Planning
Set up college savings accounts
Implement 529 college savings plans
Coordination with CPA & Attorney***
Coordinate collaborative meetings
Review of legacy documents and tax returns
Implement tax-efficient investing strategies
** Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.
***Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.