Our Personalized Planning Process

We place the highest priority on helping you meet your wealth management goals. In charting your course for the future, we use advanced technology and Wells Fargo Advisors' innovative Envision® Planning Process, which enables you to enjoy your life today and pursue your goals for tomorrow.

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Understanding your goals

We conduct a personal interview with you to obtain the background information needed to design your plan. As part of this step we consult with you other professional advisors to understand all the important facts of your financial circumstances. This coordination helps us to effectively tailor your plan by reviewing estate and asset needs as well as tax strategies.

Developing your plan

Next, we develop a personalized investment plan that is designed to transition properly into your existing financial situation. We sit down with you to review our recommended allocation and discuss portfolio design in order to accurately target your planning needs.

Implement your strategy

After we meet with you to review your plan, we proceed with recommendations and help implement the plan. We structure your asset allocation and execute necessary orders, as well as outline and establish systematic investment, income and rebalancing schedules.

Monitor your progress

Once we have implemented your plan, we can review the portfolio and external assets. We also work with you and incorporate developments in your circumstances into your plan…

Defining Tomorrow, Today…

It’s as true for financial and investment matters as it is for life in general: planning for the future helps you focus on where you’re headed and feel confident in where you stand in relation to your goals and intentions.

Wells Fargo Advisors has built one of the nation’s premier investment firms around a deep respect for planning. Our team's commitment to helping you plan effectively, invest wisely, and map a realistic financial course to your future years is at the heart of our Envision® planning process.

By blending the human dimension of personal goal-setting with innovative technology, our planning process goes way beyond simply aiming for a dollar amount or trying to match a performance benchmark.

The Envision process offers you and our team the tools and technology you need to discuss your life expectations, decide on an appropriate investment strategy, track your progress, and re-sync – or rethink – your approach whenever necessary.

Wells Fargo Advisors is not a legal or tax advisor.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.