Working with Individuals & Families
Helping you prepare at every life stage
We work with you throughout your life to help plan for and achieve your financial objectives along the way. Our planning strategies are designed to provide you with insights and sound financial advice and guidance whether you are just getting started, building wealth, getting retirement ready or enjoying retirement.
Starting Out
With many important financial goals on the horizon, we provide the discipline and the planning to help build and manage your wealth to meet your needs now and in the future. We provide trusted advice and guidance for many questions that come up, including:
When should I start saving for retirement?
How much do I need for retirement?
What can I do to reduce the taxes I am paying on my investments?
How should I handle a recent inheritance?
How can a disciplined budget help me plan?
How do I make sure my investments are aligned with my goals?
What insurance coverages do I need to protect my family and my assets?
How do I save for my children’s educational expenses?
What are my options for upgrading my home?
What can I do to reduce the taxes I am paying on my investments?
Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Building Wealth
There are many important events that families experience including: marriage, divorce, career change, children, retirement, home purchase, education and more. With a vested interest in your long-term success, we work diligently to ensure you are prepared to meet life’s milestones:
How much do we set aside for our children or grandchildren’s education?
How much do we need to be setting aside for our retirement?
What can I do to reduce the taxes I am paying on my investments?
How will a job change at this point in our career affect our retirement planning?
Can we afford to have a second home?
What insurance coverages do we need to protect our family and assets?
How do I create a new roadmap for my own retirement after divorce?
Nearing Retirement
With your retirement years approaching, your wealth plan must be adjusted to protect your hard-earned assets. We will help put the strategies in place to provide you with the retirement income you need. As you prepare and become retirement ready, we can help you answer questions such as:
How should I transition my retirement savings plan into a retirement income plan?
What options are available to protect the income I need to cover essential expenses?
How should I adjust my investment strategy as I approach retirement?
Can I reduce the effects of market volatility as I approach retirement?
How do I incorporate the effects of inflation on my retirement spending needs?
What are the options and decisions I need to make around Social Security, Medicare,
pensions, distribution options from employer sponsored retirement plans and IRAs?
What healthcare and long-term care insurance options do I need in place to protect my income, assets and lifestyle?
How do I build out my estate plan to protect assets and help transition my estate smoothly?
Enjoying Retirement
Our team is focused on helping you meet your goals in retirement. We help you prepare for what’s ahead and put together a retirement income plan to keep up with the future.
We can help you answer questions such as:
What risk managed investment strategies are appropriate for my needs in retirement?
Are there ways to reduce my taxes and boost my retirement income?
How can I put together a legacy plan for distributing my estate according to my wishes?
How do we foster sound family financial values across generations?
Are my charitable donations made in the most tax efficient manner?
How do I best plan for healthcare and long-term care expenses?
Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Transitioning Wealth
We’ll create a roadmap for you designed to preserve your legacy, provide for your loved ones, and protect them in the future. We can help you answer questions such as:
How do I responsibly pass my wealth to the next generation?
How can a trust help to protect and manage my assets for current and future generations in my family?
How can I provide financial security for my family member with a disability while maintaining eligibility for state and federal public benefits?
How does a trust impact the heirs of my estate with probate and estate taxes?
What strategies can I use to instill philanthropic values in the next generation?
Wells Fargo Advisors is not a legal or tax advisor. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.