Ritchy is entering his 26th year in the financial services industry. He is a Financial Advisor who holds the Accredited Investment Fiduciary designation.  He also holds the FINRA Series 7 and 66 securities registrations and a General Lines Insurance License.

 
Ritchy graduated from New Mexico State University College of Engineering and started his career working for the Department of Defense. His most notable assignment was working on the Patriot Missile system during Desert Storm. Ritchy was named the Distinguished Graduate at the Patriot Defense Officer training during this portion of his career. Ritchy left the Department of Defense to sell Businesses and Investment Real Estate. Working with business owners was very rewarding and educational. This experience prompted him to become a Financial Advisor.

 
In 1998 he transitioned into the business world starting at Merrill Lynch. His journey eventually landed at Wells Fargo Advisors in 2007. Ritchy’s engineering background and analytical skills helped him develop the planning and investment process we use today. Clients are the heart of our business and planning is our primary tool.

 
Ritchy has been married to his wife Julie for 39 years and they have 2 children, Zac and Kristen, 3 grandchildren and 2 fur babies. His weekends are filled with sports, birthday parties and family events.

CA Insurance License 0E68433 Resident State TX

Cari began her financial services career in 2004, developing a strong focus in the insurance industry and marketing while working for MassMutual Financial Group’s corporate office.  In 2012, she started working directly with clients and in 2014, Cari joined Wells Fargo Advisors to expand her business, leveraging her background in insurance and marketing.  Cari has partnered with Financial Advisor Ritchy Scoggin for 10 years, understudying and implementing his planning and investment  process. She holds the CFP® practitioner certification, the FINRA Series 7 and 66 registrations and General Lines Insurance license.


Cari graduated from Western New England University in the School of Business in 2005 and earned her MBA from the University of Massachusetts in 2009. In Massachusetts, Cari was an advocate for students and young professionals in her community, sharing her passion for financial literacy education and career development. She also taught classes at a local community college. In 2012, Cari relocated from New England to Austin Texas to pursue growth opportunities with women and diverse communities.


As a CERTIFIED FINANCIAL PLANNER® professional, Cari empowers wealth creators by providing tailored financial guidance and strategic risk and wealth management. Understanding the challenges of building wealth, she helps clients make informed decisions, secure their financial futures, and build a legacy they are proud of.


You might find Cari running a local marathon or travelling with her husband Jason and son Josh.  She has a new puppy named Rambo.

CA Insurance License 0L76645 Resident State TX

Zac first joined the financial services industry in 2014 as an Internal Wholesaler with Janus Capital Group.  He holds a FINRA series 7, 63, and 66 securities registrations and a General Lines Insurance License. He joined the team in 2018 and has oversees the Corporate Retirement Services for the team since 2019 and contributes as an investment researcher and portfolio manager.  Zac graduated from Bowie High School before playing center for Abilene Christian University, and finally graduating with a degree in Economics from Texas State University.
 

Zac was born in Las Cruces, New Mexico; grew up in Austin, Texas; and has lived in Abilene, San Marcos, and Denver.  He first met his wife in middle school and went to an 8th grade dance together before reconnecting after college and getting married in 2019.  They have 3 sons and live in Dripping Springs with their two 2 dogs.  He spends his free time coaching his kids, building furniture, reading about history and spending time with his family.


Zac’s goal is to empower his clients to live their life in meaningful ways, and to create a positive impact on his community.

CA Insurance License 4205670 Resident State TX