About Us
We want to help you succeed financially through a better understanding of topics from investing and retirement, to estate planning strategies and wealth preservation. We strive to provide excellent customer service and empower you to be a confident investor.
Meet Our Team
Daryl R. Nitkowski, CFP®
Managing Director - InvestmentsWith over 35 years of experience, Daryl is dedicated to helping his clients achieve their financial goals by understanding their needs, offering sound investment advice, & working to provide a level of personal service that exceeds expectations. As a financial advisor with Wells Fargo Advisors in the Phoenix, Arizona, office, Daryl focuses on investment planning, asset allocation & retirement planning for individuals, families, & pre-retirees.
Daryl helps clients create investment strategies that are designed to help balance potential income, growth & safety. Hard work & a common-sense approach to investing are two of his guiding philosophies, & over the years he has helped many clients along the path towards their goal of financial security & success. Investment planning is a lifelong process that incorporates everything from investment-risk management & capital preservation to estate building & wealth transfer. Daryl is a financial-services veteran & can help you navigate complex investments & financial services markets.
Daryl’s educational background includes graduating magna cum laude from the State University of New York at Buffalo where he was inducted into Beta Gamma Sigma, the honor society for collegiate schools of business in 1976. He earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification in 1984 and completed the College for Financial Planning’s advanced study program, “Financial Planning for the Retired”, in 1989. Daryl has earned the distinction of being one of Wells Fargo Advisors’ Premier Advisors1. Daryl has lived in Arizona since 1976 with his wife Debbie & has two grown daughters, Crystal & Chelsea, two grandsons, Alex & Tanner and one granddaughter, Violet.
CA Insurance License # 0B74716
Resident State AZ
Daryl helps clients create investment strategies that are designed to help balance potential income, growth & safety. Hard work & a common-sense approach to investing are two of his guiding philosophies, & over the years he has helped many clients along the path towards their goal of financial security & success. Investment planning is a lifelong process that incorporates everything from investment-risk management & capital preservation to estate building & wealth transfer. Daryl is a financial-services veteran & can help you navigate complex investments & financial services markets.
Daryl’s educational background includes graduating magna cum laude from the State University of New York at Buffalo where he was inducted into Beta Gamma Sigma, the honor society for collegiate schools of business in 1976. He earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification in 1984 and completed the College for Financial Planning’s advanced study program, “Financial Planning for the Retired”, in 1989. Daryl has earned the distinction of being one of Wells Fargo Advisors’ Premier Advisors1. Daryl has lived in Arizona since 1976 with his wife Debbie & has two grown daughters, Crystal & Chelsea, two grandsons, Alex & Tanner and one granddaughter, Violet.
CA Insurance License # 0B74716
Resident State AZ
Karen Klemens
First Vice President - InvestmentsKaren C. Klemens is a financial advisor with Wells Fargo Advisors in our Phoenix, Arizona, office. Focusing on investment planning, asset allocation and retirement planning for individuals, families, and pre-retirees, Karen is dedicated to helping her clients achieve their financial goals by understanding their needs, offering sound investment advice, and providing a level of personal service that exceeds expectations. She feels that building a long-lasting relationship with her clients is very important. Through regular updates and portfolio reviews, she can help you stay on top of your assets and in control of your future.
Backed by the vast resources of Wells Fargo Advisors, Karen assists her clients in designing a portfolio that balances risk, growth, and income and that is customized to help meet clients' goals. Before moving to Wells Fargo Advisors and its predecessor, Wachovia Securities, in 1990, Karen worked as a financial advisor for Shearson Lehman Brothers and for Dean, Witter, Reynolds financial services companies. She earned her Bachelor of Arts degree from Eisenhower College in Seneca Falls, New York, and a Master of International Management (MIM) degree from the Thunderbird School of Global Management in Glendale, Arizona.
Karen holds a CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. She holds all other applicable securities registrations and insurance licenses required of a financial advisor. Reared in Syracuse, New York, Karen takes delight in her husband Peter and growing family, while also enjoying hiking, traveling and creating a home where all are welcome.
Areas of focus
• Wealth management and preservation strategies
• Pre- and post-retirement planning
• Education funding strategies
• Estate planning and trust services through Wells Fargo Advisors affiliates 1
• Retirement plans for individuals and small businesses
• Risk management strategies using annuities and life insurance 2
Comprehensive investment planning
Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event – it is a process. As your life circumstances change, so must the investment strategies I use to stay on course toward meeting your objectives. That is why I work with you, one on one, to design investment strategies targeted to your specific needs and goals.
1Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors, Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
2Insurance and annuity products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
CA Insurance License # 0F80140
Resident State AZ
Backed by the vast resources of Wells Fargo Advisors, Karen assists her clients in designing a portfolio that balances risk, growth, and income and that is customized to help meet clients' goals. Before moving to Wells Fargo Advisors and its predecessor, Wachovia Securities, in 1990, Karen worked as a financial advisor for Shearson Lehman Brothers and for Dean, Witter, Reynolds financial services companies. She earned her Bachelor of Arts degree from Eisenhower College in Seneca Falls, New York, and a Master of International Management (MIM) degree from the Thunderbird School of Global Management in Glendale, Arizona.
Karen holds a CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. She holds all other applicable securities registrations and insurance licenses required of a financial advisor. Reared in Syracuse, New York, Karen takes delight in her husband Peter and growing family, while also enjoying hiking, traveling and creating a home where all are welcome.
Areas of focus
• Wealth management and preservation strategies
• Pre- and post-retirement planning
• Education funding strategies
• Estate planning and trust services through Wells Fargo Advisors affiliates 1
• Retirement plans for individuals and small businesses
• Risk management strategies using annuities and life insurance 2
Comprehensive investment planning
Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event – it is a process. As your life circumstances change, so must the investment strategies I use to stay on course toward meeting your objectives. That is why I work with you, one on one, to design investment strategies targeted to your specific needs and goals.
1Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors, Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
2Insurance and annuity products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
CA Insurance License # 0F80140
Resident State AZ
Joshua D. Peterson
First Vice President - Investments When helping clients make smart financial decisions, Joshua Peterson draws on his experience working with some well-known names on Wall Street. After he graduated from the University of Arizona with a Bachelor of Arts degree in Economics, he started his financial services career as a regional sales representative with Deutsche Asset Management in Chicago. Since returning to Arizona, his professional experience includes working as a financial advisor at Piper Jaffray, RBC Dain Rauscher and Wachovia Securities which is now Wells Fargo Advisors. Josh moved his financial practice to the Phoenix office of Wells Fargo Advisors, in 2007. In addition to Series 6, 7, 31, 63 and 65 securities registrations, he holds applicable insurance licenses. He also holds his CERTIFIED FINANCIAL PLANNER™ (CFP®) certificate. In the community, Josh is currently on the board of Vitalyst Health Foundation and is a past president and board member of the Hon Kachina Council. He is also a former board member of the Men’s Arts Council. Josh enjoys fly fishing, hiking, mountain biking and spending time with his wife and children.
CA Insurance License # 0H56407
Resident State AZ
CA Insurance License # 0H56407
Resident State AZ
Kathi McNeil
Senior Registered Client AssociateKathi McNeil joined the team in January 2008. She has been in the industry for thirty five years, and has held several positions including Institutional Sales Administrator and Equities Trader. Kathi is securities registered and her experience and knowledge of the industry is extensive. She is originally from Boston, MA and lives in Glendale with her husband John where they are very active in their volunteer work for the American Legion and other veteran organizations.
CA Insurance License # OH45248
Resident State: AZ
CA Insurance License # OH45248
Resident State: AZ