We focus on a strategic approach to portfolio management, emphasizing asset allocation, diversification, and risk management rather than market timing and trading techniques. We utilize independent money managers to implement the investment strategy while avoiding unnecessary concerns with today’s headlines or short-term market volatility.
Asset allocation and diversification are investment methods used to help manage risk. They do not guarantee investment returns or eliminate risk of loss including in a declining market.
Insurance protection is a crucial element of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we can help you evaluate your needs with a variety of insurance options, including life, long-term, or disability insurance.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
We understand how crucial it is for you to feel secure when it comes to properly aligning your estate plan with your goals. That’s why we work with you to review your wills and trusts, establish beneficiary designations, and coordinate with tax and legal advisors to ensure your plan is up to date.
Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors does not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Our team can sit down with you and talk through options for long-term care insurance, as well as the benefits that may be available when it comes to medical expenses.
As you look to identify the ideal time to claim Social Security benefits, our team can conduct a Social Security benefit modeling and benefit analysis, so you can better decide how to efficiently access your lifetime benefits.
Saving for your child’s or grandchild’s education doesn’t have to derail your retirement savings plan. Many families use some combination of savings, investments, borrowing, and financial aid (if available). We can help you come up with a plan utilizing the college savings options that best work for you, including 529 savings plans, custodial accounts in the child’s name, Coverdell Education Savings Account, educational trust funds designed for your child’s education.
Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice.