Life Phase Planning

With you through every phase of life.

The Riddle Investment Group understands that different life events and stages often mean a change in priorities and a need for specialized financial guidance. Tracy Riddle is ready to learn about your needs and help connect you to the right solutions.

Getting Married

Marriage can usher in many significant investment planning needs, from buying a home to planning for children. It also requires new dialogue as spouses learn how to develop an investment plan that addresses both their priorities. We can assist with such new financial needs as investment planning and creating a budget, and we can provide access to lending products through Wells Fargo affiliates.

Starting a Family

On average, it costs about $250,000 to raise a child, not including the cost of college (according to the U.S. Department of Agriculture). Planning and saving early is often the key. We will help you review options for life insurance coverage, college savings plans, and provide access to lending products through Wells Fargo affiliates.

Caring for an Aging Parent

If you find yourself responsible for the care of one or both of your elderly parents, it’s important to understand your options.

Plan for living expenses
Overseeing parents’ assets
Exploring strategic investment opportunities to generate additional income
Managing retirement savings

Grandparenthood

According to a MetLife survey, 62% of grandparents provide some level of financial support for grandchildren, from paying for dance classes to contributing to college funds.

Education funding
Gifting strategies
Trust services*
Estate planning strategies*

Job Transition

Changing jobs, careers, and life paths requires foresight and careful planning. It may involve returning to school or starting a new business. Tracy can assist you with investment planning, 401(k) rollover,** education funding, or access to banking services through Wells Fargo affiliates.

Social Security Benefits

The decision about when to claim your Social Security benefits is one of the most complex and important choices you will make leading into retirement. Our team will conduct a Social Security benefit modeling and benefit analysis to help you maximize your lifetime benefits.

_{*Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.}

_{**Please keep in mind that rolling over your qualified employer sponsored retirement plan (QRP) assets to an IRA is just one option. Each option has advantages and disadvantages, and the one that is best depends on your individual circumstances. You should consider features such as investment options, fees and expenses and services offered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with a QRP. We recommend you consult with your plan administrator before making any decisions regarding your retirement assets.}