Working with Individuals and Families


Starting Out

When it comes to saving for your retirement, we understand it can be a challenge with so many demands on your time and attention.  Starting early is the key and a great way to begin is by contributing to your employer-sponsored plan.

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We work with you to create a plan and help you answer many questions that come up including:

  • How can a disciplined budget help me save for retirement?

  • What are the options for paying down our debt?

  • When should we start saving for retirement?

  • When should I start participating in my employer-sponsored retirement plan?

  • What are the benefits of the ROTH IRA?

  • How can I start saving to purchase a house?

  • What insurance coverages do I need to protect my family and assets?

 

 

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.


Building Wealth

With many important financial goals on the horizon, we provide the discipline and the planning to help manage your wealth to meet your needs now and in the future.

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We provide trusted advice and guidance for many questions that come up, including:

  • How much do I need for retirement?

  • What should I do with my retirement savings as I make a career change?

  • How do I make sure my investments stay aligned with my goals?

  • What insurance coverages do I need to protect my family and my assets?

  • How do I save for my children’s educational expenses?

  • What can I do to help reduce the taxes I am paying on my investments?


Nearing Retirement

With your retirement years approaching, your wealth plan must be adjusted to protect your hard-earned assets.  We will help put the strategies in place to provide you with the retirement income you need. As you prepare and become retirement ready, we can help you answer questions such as:

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  • How should I transition my retirement savings plan into a retirement income plan?

  • What options are available to protect the income I need to cover essential expenses?

  • How should I adjust my investment strategy as I approach retirement?

  • Can I reduce the effects of market volatility as I approach retirement?

  • How do I incorporate the effects of inflation on my retirement spending needs?

  • What are the options and decisions I need to make around Social Security, Medicare,

  • pensions, distribution options from employer sponsored retirement plans and IRAs?

  • What healthcare and long-term care insurance options do I need in place to protect my income, assets and lifestyle?

  • How do I build out my plan to protect assets and help transition my estate smoothly?


Enjoying Retirement

Our team is focused on helping you meet your goals in retirement. We help you prepare for what’s ahead and put together a retirement income plan to keep up with the future.

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We can help you answer questions such as:

  • What risk managed investment strategies are appropriate for my needs in retirement?

  • Are there ways to reduce my taxes and boost my retirement income?

  • How can I put together a legacy plan for distributing my estate according to my wishes?

  • How do we foster sound family financial values across generations?

  • Are my charitable donations made in the most tax efficient manner?

  • How do I best plan for healthcare and long-term care expenses?



Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Is your investment plan on track?. Email us. 

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AR, AZ, CA, CT, DC, DE, FL, GA, IL, MA, MD, MI, NC, NJ, NM, NY, OH, PA, SC, VA, WI). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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