Jon Paul earned his Bachelors in Business Administration from St. Bonaventure University in 1998. While at St. Bonaventure, he was also the manager of the men’s basketball team.

Prior to joining Sullivan & Associates Wealth Management, LLC, Jon Paul held the position of Financial Advisor at Merrill Lynch. He has his series 7 and 66 security registrations as well as New York State Life, Accident and Health Insurance licenses.

Jon Paul enjoys spending time with his wife and four children as well as being a volunteer fireman with the St. Paul Boulevard Fire Department in Irondequoit, NY.

Prior to working at Sullivan & Associates Wealth Management LLC, Nil worked as Client Associate for Barry Sullivan at Merrill Lynch. She had worked at Merrill Lynch from 1991 until 2003. Her positions, outside of Client Associate, were Wire Operator, Cashier, Compliance Associate and Operations Supervisor. She is currently the Senior Administrative Assistant.

Patrick earned his Bachelor of Arts in Psychology, with a minor in Business Marketing from Syracuse University in 2006. In 2009 he then earned his Masters in Business Administration from Fordham University Graduate School of Business, with a dual concentration in Finance and Marketing. He currently has his Series 7 & Series 66 registrations. Patrick is a CERTIFIED FINANCIAL PLANNER™ professional.

Julie Culver, Client Associate, is a recent graduate of The State University of New York at Fredonia with a bachelor's degree in Business Administration - Marketing. She is excited to join the Sullivan and Associates Wealth Management team with Wells Fargo Advisors Financial Network while she works towards getting registered. Julie has previously interned at Sullivan and Associates and enjoys helping clients while working alongside a respectable team. 

During Julie’s time at SUNY Fredonia, she played lacrosse and enjoyed volunteering/interning at the local humane society.

Lynn Johnson graduated from Antioch University in 1975 with a Bachelor of Science in Biology.  He began his investment career with E.F. Hutton in 1980.  In 1990 he became a Branch Manager for A.G. Edwards and in 2007 opened an office for Stifel Nicolaus.  In addition to being a Branch Manager, he was also a member of Stifel’s Solutions Portfolio Manager program.  Lynn holds series 7, 63, 65, & 8 securities registrations as well as Life, Accident, and Health Insurance licenses.

Debbie Hilleman has over 25 years of experience in the securities industry. She started in the securities industry with EF Hutton in 1986. With her experience, Debbie brings a depth of knowledge and perspective to the clients. Before joining Purnell Wealth Management in 1999 (now Sullivan & Associates), she worked at PaineWebber. Debbie holds her Series 7 & 63 securities registrations as well as her Wisconsin State Life Insurance & Variable Annuity License.

Julie has worked in the Financial Industry since 1999.  Before joining Sullivan & Associates, she worked at Stifel Nicolaus, Butler Wick, and A.G Edwards & Sons.

In addition to duties as an Administrative Assistant, Julie was previously a Commodity Wire-Operator, Cashier, Compliance Associate, and Administrative Assistant to the Branch Manager.

Tom believes our world is financially complicated …his goal as a Financial Advisor is to provide understandable financial advice and value-added service to investors - always striving to build long-term relationships based on mutual trust and respect. Through a long-term investment approach, he helps clients develop and implement strategies for building wealth and realizing their goals.

Tom has 35 years in the wealth management profession that has included positions with Morgan Stanley Smith Barney, Merrill Lynch, Legg Mason and Wells Fargo Advisors Financial Network.  These firms have given him specialized insights and experience with the complex matters of wealth management.  He cut his teeth in the technology world at Hewlett Packard and Xerox Corporation.   His education includes a bachelor’s degree in Biology from the College of Wooster in Wooster Ohio.  In addition, he has done graduate work at the Rochester Institute of Technology (Photographic Science) and the State University of New York at Buffalo (MBA).  Tom earned the Chartered Retirement Planning Counselor SM (CRPC®) certification by meeting rigorous professional standards and passing a comprehensive examination from the College for Financial Planning in Denver Colorado.

Tom holds securities registrations for General Securities (Series 7), FINRA General Securities Principal (Series 24), Uniform Investment Advisor Law (Series 65) and Uniform Securities Agent State Law (Series 63).  He is also insurance licensed in Life, Accident and Health.

Active in the local community, he participates in many civic and community organizations, including the National Multiple Sclerosis Society. He and his wife Bonnie were born and raised in Western New York. They are the proud parents of three adult children and seven grandchildren.

Sean Keller was a 2010 graduate of The State of New York at Oswego with a bachelor’s degree in
Business Management. He began his professional career as a Real Estate Salesperson, Insurance
Salesperson, and an Insurance Claims Adjuster. Now a Registered Operations Manager with Sullivan & Associates Wealth Management LLC, he currently holds his series 7 and 66 security registrations as well as New York State Life, Accident and Health Insurance licenses.

Away from the office, he also enjoys golfing, the outdoors, watching the Buffalo Bills and Buffalo Sabres, and spending time with friends and family.

Michelle believes that sound financial strategies require planning, discipline, and risk management.

With over three decades of experience in the financial services industry, Michelle brings an uncommon depth of market knowledge and perspective to her clients.    Her holistic and consultative approach focuses on building long term relationships with an emphasis on trust and satisfaction.

Michelle provides services to high net worth families and successful individuals including entrepreneurs, small business owners, corporate executives, professionals, and retirees.   

At Wells Fargo Advisors Financial Network, Michelle has the PIM (Private Investment Management) Portfolio Manager designation.

She is also licensed through the State of CT with the Connecticut Partnership for Long Term Care.  

Michelle received her CERTIFIED FINANCIAL PLANNER™ certification through the College for Financial Planning in Denver, CO in 1987 and served as President of the CT Financial Planners Association from 1999 – 2001.

She joined Merrill Lynch in 1991 and became an Assistant Vice President – Investments.  In 1999 she joined Paine Webber which was later acquired by UBS Financial Services, Inc

In 2012, Michelle became a partner with Adaptive Wealth Management, LLC  - an independent wealth advisory firm. 

In August of 2017, Michelle joined Sullivan and Associates Wealth Management, LLC as First Vice President.

Throughout her career, Michelle has been involved in Community activities including serving in the past as a board member for the Saint Raphael Hospital Foundation and the Albert Schweitzer Institute for the Humanities.

Michelle is a graduate of Dartmouth College, (the 3rd class of co-education), an A.C.A. National Whitewater Canoe Champion and a past instructor of several Outward Bound Schools.

She lives in Charlotte, North Carolina with her husband Tim and enjoys skiing and swimming in her free time.

The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors Financial Network advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

As Senior Financial Advisor and CERTIFIED FINANCIAL PLANNER® professional backed by the global resources of Wells Fargo Advisors Financial Network, I am dedicated to a wealth management approach that is centered on your life’s priorities - your family, your friendships, and your favorite things to see and do. Truly understanding your whole life, not just your money, is the foundation we build upon together to make good choices and trade-offs in your financial life.

Your personal priorities and values will drive the creation of a customized and dynamic plan where you and I will make changes based on your needs and choices as you face the everyday tradeoffs in life. Not only will this plan help to bring your life’s priorities and money together but it will become the basis of our relationship and allow you to focus and fund the things that matter most to you.

My role as a professional with more than 20 years of investment planning experience is to marshal the vast resources of Wells Fargo Advisors Financial Network on your behalf and to be your advisor, guide and advocate. That's the personal service I strive to deliver.

By way of background, I joined Wells Fargo Advisors in 1995 after receiving a Bachelor of Science degree in marketing from Franciscan University in Steubenville, Ohio. I also was awarded the Certified Financial Planner® certification from the College for Financial Planning in Denver, Colorado. CFP® certification includes a rigorous educational program and examination, as well as stringent experience requirements. As a CERTIFIED FINANCIAL PLANNE® professional I adhere to a professional Code of Ethics and fulfill strict annual continuing education requirements.

In addition to the CERTIFIED FINANCIAL PLANNER® certification, I am a Private Investment Management (PIM) Portfolio Manager - a designation awarded based on experience as a portfolio manager; a specified level of assets under management; industry experience; and successful completion of FINRA Series 65 or 66 exams. Only a small percentage of the Financial Advisors at Wells Fargo Advisors Financial Network meet these standards.

Away from the office, I am active in family and church activities and enjoy traveling, hiking, golf and tennis. I also serve as volunteer and former Commander of the local Fraternus Chapter mentoring program for young men about virtues. My wife Amy and I have eight children - Kathryn, Grace, Christian, Jake, Mary Rose, Clare and twins John and Brigid.

California Insurance License: 0H79020. Resident State: NC

 

The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

For decades, Doug has built his practice on consistency, ease and trust with clients by demonstrating diligence, providing investment planning, and delivering solutions to executives, business owners and families’ most important priorities. Douglas is a PIM Portfolio Manager overseeing multiple discretionary, tactical strategies to fit various client risk profiles as well as income solutions and faith-based investing.  Douglas partners with Wells Fargo’s Private Bank and other premier specialists tailoring solutions for high-net-worth clients including zero cost liquidity solutions, private placements (private equity, private credit, private real estate), estate and trust services, succession planning, defined benefit/contribution plans, business valuations and exit strategies. 

Post-MBA, Douglas worked in Corporate Debt Products at Bank of America providing public bank loans for Fortune 500 firms. He also has nearly three decades of private business ownership experience providing a unique understanding of his business clients’ needs.  Doug’s industry experience includes: Healthcare, Private Equity, Financial Services, Retail Store/Sales, Apparel/Clothing, Foodservice/Hospitality, and Agro/Chemical.  In addition, Douglas speaks Spanish and has worked in Europe and South America. 

As a champion of improvement, Douglas has always strived to learn and expand for his clients. He earned the Chartered Financial Analyst® designation in 2016. The CFA® is a graduate level, multi-year program that develops and reinforces a fundamental knowledge of investment principles, such as ethical and professional standards, economics, quantitative methods, accounting, corporate finance, portfolio management, and wealth planning.   In 2020, he earned the CFP® designation. 

Doug graduated from Miami University with a BSB in Business-Marketing. He then went on to earn his Master of Business Administration (MBA) from the top-ranked Darla Moore School of Business at the University of South Carolina. He has studied International Business at ITESM in Guadalajara, Mexico and ESADE in Barcelona, Spain while completing an internship at Syngenta in Basel, Switzerland. 

Douglas and his wife Sophie have 3 gregarious boys - Jack (12), Easton (9) and Grey (7). He is an avid traveler, visiting 30+ countries and enjoys coaching and watching his son’s play soccer, baseball and basketball. Douglas volunteers at several local churches and charities tutoring reading, math and finance. 

CA Insurance License Number: 0G6964Z. Resident State (NC).     

 

The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.00.

 

Wells Fargo Private Bank (The Private Bank) experience connects clients with products and services provided by Wells Fargo Bank, N.A. and/or Wells Fargo Advisors. Wells Fargo Back, N.A. provides investment management services as part of its trust and fiduciary services, deposit products, lending products and other bank products. Wells Fargo Advisors provides investment advisory and brokerage services. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC. Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, may be paid an ongoing or one time referral fee in relation to clients referred to the Bank. For Bank products and services, The Bank is responsible for the day-to-day management of the account and for providing investment services and wealth management services to clients. The role of the Financial Advisor with respect to Bank products and services is limited to referral and relationship management services. Eligibility for The Wells Fargo Private Bank experience is subject to change without prior notice. Products and services may have qualification or pre-acceptance requirements that are different that the eligibility requirements for The Wells Fargo Private Bank experience.

Ed proactively serves a select group of families in coordinating their financial affairs. By combining his experience together with the resources of Wells Fargo Advisors Financial Network, Ed looks to deliver customized client solutions to help them achieve their financial goals.

He has lived in the Hudson Valley for over 30 years and currently reside in Ulster County with his wife and three sons.  Interests include triathlons, coaching, and soccer.

Ed’s education includes a Bachelor of Science-Finance, 1990, from S.U.N.Y. - New Paltz in New Paltz, NY. He is a member of the Business Advisory Council for the State University at New Paltz.

From May 2003 until May 2013, Ed was First Vice President/Branch Manager for Morgan Stanley/Smith Barney. Since May 2013, he has been a Senior Financial Advisor/Managing Principal at The Hudson Valley Financial Group of Sullivan and Associates Wealth Management, LLC.

Jeff has been providing financial advice to clients since 1991. His goal for clients is to deliver an experience of consistency and predictability through process.

His expertise, combined with the resources of the Wells Fargo Advisors Financial Network, allows him to deliver customized client solutions in order to help clients achieve their financial goals.

Jeff is a lifelong resident of the Hudson Valley, and currently reside in Dutchess County with his wife and 2 children. His interests include fly fishing, hiking, and exploring the outdoors.

Jeff is registered in the following states: AZ, CA, CT, DE, FL, GA, MA, MD, ME, NC, NJ, NY, NV, PA, SC, and VA.

Valerie has over 23 years of financial services experience as a Senior Registered Associate. Val goes above and beyond for her clients to make sure their needs are met as she believes in providing the highest level of customer service.

She lives in Rosendale with her husband, Bruce and their two dogs Rocky and Rubi. She loves to travel, spend time with her granddaughter, Kya, as well as her family.  She also fosters dogs, transports dogs and conducts home visits with Mountain Rottie Rescue and S.N.A.R.R Northeast. Her and her husband founded Nothing but Love Canine Foundation Inc. in 2020 after rescuing and rehabbing their dog, Rocky, a former bait dog. They have sponsored over 275 rescue dogs for spay/neuter services located in rural shelters since forming their foundation. Their program also sponsored 20 rescue dogs who need heart worm treatment since inception.

Corey graduated from the State University of New York at Oneonta where he received his Bachelor of Science in Business Management in May of 2021.  Prior to joining Sullivan and Associates, he worked for Paradise Coast Sports Complex in Naples, Florida where he oversaw business development and program coordination.  He lives in New Paltz where he was born and raised.

By focusing on each investor’s specific needs, I develop strategies that help clients reach their financial goals. I have worked as a Financial Advisor to both individual and intuitional investors since 1993. I have been recognized as a Wells Fargo Advisors Financial Network Platinum Council Advisor from 2015-2022. The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices and team structure may also be used to determine recipients. Before joining Wells Fargo Advisors in 2003, I was a Financial Advisor for Edward Jones for 11 years. I hold a Bachelor’s Degree in Business Administration from the University of Texas-Austin.

My mission is to provide every client with targeted, comprehensive financial advice and portfolio management-delivered with the highest level of personal service and professional integrity. This commitment to service also carries over to my involvement with our local community. Away from the office, I enjoy being outdoors and traveling with my wife and children.

It takes more than a single planning session to put your wealth to work in support of your life goals. It takes a process. As your life circumstances change, so must the investment strategies I use to help keep you on course toward your objectives. We’ll continue to work together through the years to keep your investment strategies aligned with your goals and needs.

Candy earned her Interdisciplinary Studies degree in 2007 from the University of Houston. During this time, she began working for Stephan Raska, Senior Financial Advisor, as his Administrative Assistant. Over the last 17 years, she has broadened her skill set in the financial services field to expand her role to Operations Manager.

Candy has worked closely with Stephan and enjoys managing the day-to-day operations of the office. She knows that serving clients with their individual needs is what sets her and the team apart from others.

In her spare time, she loves to cook with her husband, and they travel as much as possible.

Lauren is a 2011 graduate of Sam Houston State University with a degree in Mass Communication. Before joining the team in January 2021, she spent 10 years in the insurance industry as a Senior Sales Agent, focusing on sales and marketing.

Lauren’s prior experience has been beneficial in her successful transition to the world of personal finance. She is excited to serve clients as the Client Relationship Manager and feels strongly that working directly with clients is the cornerstone to a successful business.

Away from the office, she loves spending time with her husband, toddler son and 2 dogs. She also enjoys traveling, live music and is a self-proclaimed foodie!

Jerod Macko is the Founder and Managing Director at Macko Financial Group of Sullivan & Associates Wealth Management. He built Macko Financial to give his clients a practice that is best suited to both their wants and needs. As a Fundamental Choice Portfolio Manager, he draws on his expertise to offer solutions in retirement planning, asset allocation, and wealth preservation.

Jerod started his career at Wells Fargo Advisors before pioneering Macko Financial to create better opportunities for the generations to come. His goal is to enable his clients to reach financial independence through a disciplined planning process. He earned a Bachelors of Business Administration with a concentration in Financial Analysis from the University of Buffalo.

A native of Marcellus, NY, Jerod and wife Bridget now raise their family there. On the weekends, you’ll either find him on the golf course or in the hunting blind!

As Operations Manager at Macko Financial Group of Sullivan & Associates Wealth Management, Bridget Macko plays a critical role in the overall success of the firm by developing a deeper, more meaningful connection with their clients while helping ensure their needs are being met with satisfaction.

A native of Central Square, NY, Bridget studied for her Bachelors in Business Administration from SUNY Oswego. She went on to earn her Masters in Sports Management from SUNY Cortland.

Bridget and her husband are currently raising their family in his native Marcellus, NY. Outside of the office, you’ll find her puttering around the garden, enjoying a good book, or spending time with her family.

Mark earned the Bachelor of Science – Finance degree from Oklahoma City University and has worked in the financial services industry for thirty-three years. He spent the past twenty-one years in a supervisory capacity joining Wells Fargo Advisors as a Regional Supervisor in 2011 and then Wells Fargo Advisors Financial Network in 2015, supervising up to thirty-four private investment practices over time. He brings that skill set to serve exclusively as the Compliance Director for Sullivan & Associates Wealth Management.

Andy joined Sullivan & Associates Wealth Management in 2025. He brings over 10 years of securities industry supervisory experience and has been a registered professional for 13 years.

In his free time, he enjoys playing golf, keeping up with his favorite movies and TV shows, and attending as many live sporting events as possible.

He lives in St. Louis, MO with his wife Stephanie and their dog T.J.

Bill is a founder and the Managing Partner of Upper Valley Wealth Management of Sullivan & Associates Wealth Management. He has worked with families as a financial advisor for many years and holds the Chartered Financial Analyst designation.  

Prior to creating Upper Valley Wealth Management, Bill was the Branch Manager, responsible for day-to-day operations of the branch and its advisors, of the Hanover, NH Wells Fargo Advisors location which he joined in 2003.  

Before entering the wealth management business, Bill was an associate at North Castle Partners, a private equity investment firm in Greenwich, CT and worked in investment banking at Adams, Harkness & Hill in Boston, MA.  

Bill has over 25 years of experience in the financial services industry and is a graduate of Dartmouth College. He presently serves as a trustee of the Montshire Museum of Science in Norwich, VT and serves on the Upper Valley Regional Advisory Board of the New Hampshire Charitable Foundation.

My Experience 

⦁ 2021 – present : Upper Valley Wealth Management, Managing Partner 
⦁ 2003 - 2021 : Wells Fargo Advisors, Senior Vice President – Branch Manager
⦁ 1999 - 2003 : North Castle Partners, Associate, Private Equity 
⦁ 1996 - 1999 : Adams, Harkness - Investment Banking Associate 
⦁ 1994 - 1996 : Putnam Investments, Marketing 

My Areas of Focus

⦁ Advisory Services
⦁ IRAs & IRA Strategies 
⦁ Retirement Planning

Education
Dartmouth College

Casey has over thirty years of wealth management experience. He has been affiliated with the Wells Fargo Advisors Financial Network since 2011.

He began his career at Dean Witter Reynolds where he served as Branch Manager of the Lebanon, NH office, continuing in the role when the company merged with Morgan Stanley in 1997. He is a graduate of Middlebury College.

My Areas of Focus

Portfolio Strategies
Retirement Planning

Dana has worked with William Thomas, Managing Partner, at Wells Fargo Advisors Financial Network, since 2018 and played a key role in facilitating the move to and founding of Upper Valley Wealth Management of Sullivan & Associates Wealth Management.  She is a registered associate and brings over 30 years of customer service experience and management experience to Upper Valley Wealth Management.

Prior to entering the wealth management business, Dana was the store manager at Starbucks in Hanover, NH.  She also owned and operated a restaurant business in Lawrence, KS.  After the sale of the business, Dana began a career in real estate until relocating to the East Coast.

Education
Arizona State University

Al brings a special blend of sound business experience and a keen understanding of life's challenges to our clients.  Al joined Shearson Lehman Brothers in 1985 following a two decade entrepreneurial career as a producer of soaps, toiletries and proprietary drugs.  Prior to that, Al spent 10 years as a sales and marketing executive with several nationally known organizations. 

 Al graduated from Davis & Elkins College with a major in business administration. He and his wife Ellen live in New York City, have two adult children and are proud grandparents.

Brewster Sears has been managing and evaluating investments for 30 years. He holds several registrations including the Series 65, 63, 7, 10, and 9 and is currently registered in 16 states across the Northeastern US, as well as, California, Colorado, District of Columbia, Florida, Indiana, Maryland, Michigan, Minnesota, Tennessee, Virginia and Washington and Wisconsin.

Brewster started his initial training on the 62nd floor of the South Tower, World Trade Center with Dean Witter. Over the last three decades he has managed accounts for clients at PaineWebber, Janey Montgomery Scott, and RBC Wealth Management in Syracuse, NY where he was Branch Director. In December of 2016, Brewster returned to Janney to work in the Skaneateles office. In June of 2023, Brewster joined Sullivan & Associates Wealth Management, LLC and works out of Skaneateles, NY.

My investment philosophy is based on traditional fundamental analysis and the time-tested portfolio management theories of asset allocation and diversification.

I believe successful investing requires both market insight and a long-term perspective. Recognizing that each client is unique, I create customized plans and portfolios to match each client’s financial goals and risk tolerance.

My goal is to deliver value-added, objective advice that will make a difference in the quality of each client’s financial life.

After graduating from Guilford High School, I attended Dartmouth College and graduated cum laude with a degree in Government.

My graduate education includes an MBA from the Yale University School of Management and a law degree cum laude from Quinnipiac University Law School, where I attended evening classes while working full time. I am admitted to the Connecticut Bar, but am not currently practicing.

I began my career as a financial advisor at Morgan Stanley Dean Witter and was an advisor at UBS Financial Services before joining Wells Fargo Advisors Financial Network in 2012.  I earned the CERTIFIED FINANCIAL PLANNER® certification in September 2014 and hold the Series 7, 24, 63 registrations and insurance licenses.

My community activities include volunteering at St Margaret Church and serving on the Planning & Zoning Commission in Madison, CT.

David is a CERTIFIED FINANCIAL PLANNER® professional and holds an MBA and a BA degree in Finance from the University of South Florida.  He began his career in 1984 as a banker and worked in the southwest Florida banking community for fifteen years.  In 1999, he began working as a financial advisor and in 2009 David and Frank Durand opened their own financial advisory practice, Durand & Gallentine Investment Management Group, to better serve their clients.  

David is a member of the Financial Planning Association® organization committed to advancing the planning profession. Another organization David is very involved with is Rotary International. David is also involved with Rotary and has served as local club president. In his spare time, David enjoys motorcycling and American history.

Frank has more than forty years’ experience in the areas of money management strategies and investment planning.  He is a CERTIFIED FINANCIAL PLANNER® practitioner and holds an MBA degree in Finance from American University in Washington, DC and a BA degree in English from the University of Tennessee.  Frank started his career in 1975 as a CPA®, although he is not currently practicing, and has been working in the securities industry since 1986. 

Frank enjoys the outdoors, particularly fishing, kayaking, biking and hiking.  In 2013 he and a friend traveled to Spain to hike the El Camino de Santiago (The Way of Saint James).   He is an avid reader and enjoys all kinds of books, particularly books on American History.

 

*Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Debra has lived in Fort Myers since 1988, working exclusively in the banking industry as a branch manager, private banker and trust officer. She holds a Bachelor of Science from Ball State University and is a graduate of the Florida Bankers Association Graduate Trust School.

Throughout her career, Debra’s primary objective has always been to provide clients and their families with capable, personalized assistance and care.

Debra is a past president and long-time member of Rotary, dedicated to serving and improving her community. She finds enjoyment in the beaches and wildlife of southwest Florida and exploring the unique and vastly different regions of the sunshine state.

Bob started his career in Poughkeepsie, NY with MONY Financial Services after graduating from the University of Tampa with a Bachelor of Science degree in Business Administration. After 18 years with MONY he accepted a position with John Hancock where he enjoyed a successful career helping clients reach their financial goals.

In 2004 he moved to HSBC as a senior financial advisor and Vice president. He grew his practice with the help of his partner Anthony Ortiz and Registered Account Administrator Derek Pinelli.  Over the years his client base grew to over 1200 clients and over $170,000,000 in assets under management by January of 2015. Bob stayed with First Niagara investment services after their acquisition of HSBC, then started The Captiva Group in 2016.

Bob also is a Chartered Financial Consultant® and Chartered Life Underwriter® from the American College. Bob lives in Newburgh with his wife Lori.

Here Bob, Financial Advisors Taylor Coombs and Anthony, can apply their proven philosophies of nurturing their client's financial goals and objectives, as well as applying a personal touch to each and every one of our clients.

Anthony Ortiz is a lifelong resident of the Hudson Valley area and he and his wife, Michelle currently reside in Marlboro, NY where they are raising their growing family of 4.  He graduated Magna Cum Laude from Marist College earning a Business Administration degree with an emphasis in Finance.

Anthony has almost 21 years’ experience in the wealth management field. His career started in 2003 with MetLife Financial Services which gave him a great foundation in Life insurance and Annuity products.  In 2007 he joined HSBC Securities and First Niagara Bank where he worked closely for 9 years with Robert Coombs, Senior Financial Advisor, who took the time to mentor him and ultimately partner with him.  It was here that Anthony gained the necessary knowledge of the investment management business as well as the ethical practices needed to thrive long term in this business.  In 2016, Anthony, Robert Coombs, Registered Operations Manager Derek Pinelli and Financial Advisor Taylor Coombs joined forces with Wells Fargo Advisors Financial Network in order to start their company, The Captiva Group.  Our Company Mission is simply to have great products available to help our clients reach their financial goals while also delivering a very personal and professional client experience.

In 2011 after graduating from State University of New York in Orange county with a Business Management degree, Taylor Jenaro Coombs Senior Financial Advisor started his career with Aflac Insurance Company in Pearl River, NY.  Fourteen months later he was promoted to Special Project Coordinator with Aflac.  Taylor enjoyed helping his clients protect themselves from loss associated with sickness and injury. For the next five years Taylor continued gaining experience and exposure to the industry in Upstate New York. As Taylor’s career developed so did his services and aspirations.

It was always a dream of Taylor’s to work alongside his father Robert M. Coombs who has over forty-five years’ experience as a Financial Advisor. Taylor grew up in a home where both his Father and Mother were Financial Advisors. He had an interest in finance at a very young age.

In 2016 Taylor made the transition into the Investment Services side of the financial services business. Taylor then joined his Father and his business partner, Senior Financial Advisor Anthony Ortiz and Registered Operations Manager Derek Pinelli at the long established Captiva Group. Captiva Group is a privately owned business affiliated with Wells Fargo Advisors Financial Network, domiciled in Newburgh, NY. Four years later in 2020, Taylor took the next step in his career by becoming partner at The Captiva Group.

Taylor and the team share the sole ambition of wisely managing their client’s finances. The Captiva Group’s goal is to guide clients so they can achieve their financial dreams and goals. This is done by simultaneously helping them navigate the financial barriers that inevitably arise in every phase of life.

Taylor resides in the Town of Newburgh with his wife Sasha.

Derek is a lifelong resident of the Hudson Valley. He graduated from Marist College earning a Business Administration degree with an emphasis in Finance. Derek is an avid golfer and enjoys spending his free time with his wife and newborn daughter, friends and the community. Derek started his career in 2009 with HSBC Bank and has continued his financial career with HSBC Securities and First Niagara Investment services. After eight years in the industry, his longtime and established business partners Robert M. Coombs, Senior Financial Advisor, Anthony Ortiz, Senior Financial Advisor, and Taylor Coombs, Senior Financial Advisor, established their own office by joining forces with Wells Fargo Advisors Financial Network to form The Captiva Group. Derek has over twelve years’ experience in wealth management field. Derek and the Captiva Group continue to grow with their knowledge and expertise helping client’s manage their goals and missions in achieving financial success.

Their mission at The Captiva Group is simple, to have a great platform of products to offer their clientele while giving them a very personal and professional client experience.

Fun Facts

14 years of competitive swimming
2 years driving a Zamboni
1 lifelong love of the ocean

Focus

David works with business owners, high net worth individuals and families in the areas of investment planning, risk management and asset preservation, estate planning strategies and wealth transfer, charitable giving, endowments, and planning for closely held business owners and executives. David takes a panoramic approach towards working with clients to help them build, manage, preserve and transfer their wealth.

Background And Experience

Originally from Spokane, Washington, David received his Bachelors of Science in Biology while attending the University of New Mexico where he swam competitively at the Division I level.

David is a managing principal and a CERTIFIED FINANCIAL PLANNER® professional with more than 15 years of experience in financial services. In 2021, he completed an executive education in Wealth Management Theory and Practice through the Yale School of Management and became a Certified Private Wealth Advisor™ certificant.

Additionally, he holds the Accredited Asset Management Specialist SM and Accredited Wealth Management AdvisorSM designations as well as holds the Series 24 General Securities Principal, Series 7 and Series 66 securities registrations and insurance licenses. David is a co-founder of Backshore Wealth Management Group and serves as the Managing  Principal.

Away From The Office

David and his wife Reyna moved to Vermont in 1995, they reside in Essex Junction with their 3 miniature schnauzers. They have two adult children who are attending Bentley University and Providence College. When not serving clients, David enjoys running, hiking, swimming, reading, smoking meat and spending time near the ocean in Rockport, Massachusetts. David is passionate about hockey and supports the Essex Junction Youth Hockey Association and the Juvenile Diabetes Research Foundation.

Fun Facts

10 years as a Ski Coach - Sugarbush
20 years of Kayaking
35 years visiting Cape Cod

Focus

Paul helps clients build comprehensive investment plans that address financial goals for their families and their future generations. As a Fundamental Choice Portfolio Manager he can work closely with you to determine where you are financially today, where you want to be tomorrow, and then defines and explains the necessary steps to pursue those goals.¹

Background And Experience

Paul is President and a CERTIFIED FINANCIAL PLANNER® professional with more than 30 years of experience helping clients reach their goals.² Paul was also named as one of Forbes’ 2021 Best-in-State Wealth Advisors in Vermont.³

Paul joined A.G. Edwards, a predecessor firm to Wells Fargo Advisors in 1990. Wells Fargo Advisors has named Paul a Platinum Council Advisor in 2016, 2017, 2018 and 2019. In 2019, Paul transitioned to Wells Fargo Advisors Financial Network (WFAFN) and in 2020 and 2021 he was again named a Platinum Council Advisor.⁴ Paul graduated from Providence College with a Bachelor of Science in Business Administration and has lived in South Burlington, Vermont with his wife Amy since 1990. They have two grown children that both attended CU-Boulder and currently work in Boston.

The Backshore Wealth Management Group is focused on working with high net worth individuals, foundations, and families in the areas of portfolio management, succession plans, charitable giving and estate planning strategies, wealth transfer, business retirement planning, income distribution planning and educational planning to include Section 529 Savings Plans. In addition, our team works closely with clients’ estate planning attorneys and their CPAs. The Backshore Wealth Management Group has over 95 Years of cumulative financial services experience. Briody and his team manage more than $489 million in assets (as of August 2024).

Paul recently completed two consecutive terms as a board member with Local Motion. In the winter season Paul volunteers with the Chill Foundation – a youth outreach program established by the Burton Snowboard Company. He can be found enjoying recreational cycling, spinning, salt water fishing, kayaking, winter sports and Paul is an active member of PSIA – Professional Ski Instructors of America and AASI – American Association of Snowboard Instructors.

In addition to holding the CERTIFIED FINANCIAL PLANNER® designation Paul has extensive knowledge developing comprehensive investment strategies for clients to include college savings and retirement income strategies.

Away From The Office

Paul and his wife Amy have travelled extensively internationally and hosted a youth exchange student from Finland in conjunction with the Rotary Program of South Burlington. In addition, their daughter Emma spent a year in Chile during an 11th grade exchange program and later taught in Spain upon graduation from CU-Boulder. Their son Justin recently completed a one-year international rotation in Amsterdam NL working for the Fintech startup Midaxo - both son and daughter now reside in Boston – close enough – but not too close.

¹The Fundamental Choice program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

²To achieve the CFP® designation Paul had to complete approved educational programs, pass rigorous examinations and meet stringent experience requirements. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

³2021 Forbes Best-In-State Wealth Advisors: Awarded February 2021; Data compiled by SHOOK Research LLC based on the time period from 6/30/19-6/30/20 (Source: Forbes.com) The Forbes Best-In-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

⁴The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors and Wells Fargo Advisors Financial Network as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices and team structure, may also be used to determine recipients.

Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Fun Facts

1,560 Miles run a year
11 Years traveling to Hilton Head Island
1 Bucket list item, a trip to Italy
 
Focus

Jennifer has over twenty years of experience helping clients make informed investment decisions as well as delivering a comprehensive planning approach. Jennifer has a deep understanding of the financial markets and a commitment to helping her clients achieve their financial goals. She provides guidance in portfolio construction, risk management, budgeting, and retirement income strategies. Jennifer is a Certified Divorce Financial Analyst® and works with individuals regarding financial issues surrounding divorce.

Background And Experience

A Vermont native, Jennifer earned her Bachelor of Science in Business Administration from Saint Michael’s College in 1999, where she also played on the women’s soccer team. Jennifer began her financial services career in 2000, with First Albany Corporation a predecessor firm of Wells Fargo Advisors. She holds her Series 7, Series 63 and Series 65 Securities Registrations. She has over twenty years of experience supporting and managing client relationships. In 2020, she acquired her Certified Divorce Financial Analyst® designation.

Away From The Office

Jennifer and her husband live in South Burlington with their three children. Jennifer is an avid runner and enjoys skiing and golfing. She and her family visit Hilton Head Island every April to enjoy life in the low country. Jennifer is a former Greater Burlington Girls Soccer League youth soccer coach and continues to support youth soccer as well as the Leukemia and Lymphoma Society.

The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field.

Fun Facts

25 years spent in the North Carolina high country and Atlantic Beach
5 years of coaching little league
3 children who attended Appalachian State University
 

Focus

What kind of financial advisor do you want sitting across the table from you? Alex Wordsworth joined Backshore Wealth Management Group to be on the same side of the table with his clients. Throughout his fifteen years in the financial services industry, Alex has a passion for helping his clients develop a plan and making that plan work for them. He wants to help his clients succeed long-term and give them the ability to enjoy their retirement years.

Background And Experience

By staying in lockstep with his clients, Alex believes he has the ability to put them at ease when markets get volatile. He is there for the entire journey to maintain the plan through the ups and downs. Alex believes in diligently working to be a positive influence in the lives of his clients and his community. Wells Fargo Advisors Financial Network has named Alex a Platinum Council Advisor in 2014, 2015, 2020, and 2021.

Away From The Office

Alex and wife Miri have been residents of Greenville, North Carolina for nearly twenty years. They are active in the Greenville Covenant Church, their local chapter of Building Hope and Pitt County Young Life. Alex stays active by hiking, playing golf & tennis, which is a big reason why he supports the JH Rose Athletic Foundation. He has a BS in Finance, Economics & Banking from Appalachian State University and received his Master’s in Business Administration from John Hopkins University. On the weekends, you will find him in the stands at his Alma Mater, cheering on the Mountaineers.

 

The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices and team structure may also be used to determine recipients.

Fun Facts

50 houseplants
30 years boating on Lake Champlain
2 Grandchildren

Focus

As the Operations Manager, Sheryl plays a critical role in ensuring that the practice functions smoothly on a day-to-day basis. She works closely with clients in the management of their portfolios, new client onboarding and asset transfer as well as estate settlement. Sheryl is skilled in navigating the organizational and operational complexities that arise in the running of the practice. She leverages decades of experience combined with a passion and commitment to a high level of personal and attentive service to deliver an exceptional client experience.

Background And Experience

Originally from the Berkshires in Massachusetts, Sheryl grew up with a passion for animals always bringing the strays home. She earned an Associate degree as a Veterinary technician at Becker Junior College in Worcester MA. After moving to Vermont in 1991, Sheryl started her career in financial services with A.G. Edwards and Sons (a predecessor firm) as a receptionist and quickly found her place as a client associate. Sheryl holds the Series 7, Series 66, and Series 24 General Securities Principal securities registrations, insurance licenses, as well as the Certified Retirement Plan Specialist™ Designation from the College of Financial Planning.

Away From The Office

Sheryl and her husband Kevin live in Burlington Vermont with their 2 dogs, 2 cats and 2 birds. Sheryl and Kevin, through a blended family, raised 5 children and have 2 beautiful granddaughters. Sheryl enjoys Calligraphy, horticulture, boating on Lake Champlain, traveling and family time with her children and grandchildren.

 

Wells Fargo Advisors Financial Network Group is not a legal or tax advisor.

Fun Facts

Has lived in Boston, NYC, and the mountains of Colorado
Takes cold water plunges – willingly!
Loves chocolate.

Focus

Amy Phippen has always been a listener. In her role as Registered Client Service Associate at Backshore Wealth Management, she maximizes the client experience by listening to their needs and wants before anything else. As creative as she is easy to work with, Amy also assists the team with daily functions in their mission to build and maintain meaningful relationships.

Background And Experience

Prior to joining the team at Backshore, Amy built a strong record in serving clients and streamlining operations at places like Epoch Investment Partners, Piper Sandler & Company, and the District Attorney’s Office of Summit County Colorado. Born in Connecticut with an adventurous spirit, she earned a Bachelors from the University of Vermont before heeding the call to live in unique and exciting places across the nation.

Away From The Office

Now residing back in Vermont, Amy enjoys gathering with friends & family to ski in the winter and relax by the pool in the summer. In addition to being a loving mother & wife, she dedicates her time to local chapters of the Humane Society.

My Background

For over 25 years, through vastly different market conditions and cycles, I have counseled my clients and endeavored to grow their assets. For almost 20 of those years, I have held the prestigious CERTIFIED FINANCIAL PLANNER® certification.

My investment philosophy sets out to achieve returns conveniently and prudently using a conservative, well defined and disciplined methodology. My advice is personalized to each individual, and I create custom portfolios that reflect each of his or hers needs and comfort level. Whether the client is focused on building their wealth, transitioning to retirement or receiving monthly income, I strive to help them in the same convenient and responsible manner.

I make every effort to be personally available to clarify, demystify and explain the complexities of the financial world, offer meaningful advice, and to be sure we are consistently on the right track together.



My Experience

 
·       1995 - 2000 : Prudential Securities

·       2000 - 2009 : PaineWebber/UBS

·       2009 - 2024 : Wells Fargo Advisors

·       2024 – Present: Wells Fargo Advisors Financial Network

 

My Education & Credentials

 
·       Masters of Science- Johns Hopkins University

·       College for Financial Planning

·       Senior PIM Portfolio Manager

 

My Areas of Focus

 
·       Advisory Services

·       Business Services

·       Estate Planning Strategies

·       IRAs & IRA Strategies

·       Retirement Planning

Building relationships with my clients while making sure I understand their financial needs and goals is crucial to effective wealth management. Successful individuals, professionals and business owners turn to me to help provide targeted and comprehensive financial advice in conjunction with their portfolio management.

With a background in emergency medicine, I have the opportunity to benefit society in dual roles. Blending the medical and financial fields enables me to uniquely understand and provide for the needs of the medical community as well as all other high net worth individuals.

 

My Education & Credentials

·       Bachelor of Individualized Studies - Fairleigh Dickinson University

 

My Areas of Focus

 
·       Estate Planning Strategies

·       IRAs & IRA Strategies

·       Retirement Planning

Fred Hadlow takes a risk-adjusted, total return approach to help optimize the financial well-being of accomplished individuals, families and businesses.

Prior to becoming a Partner of Upper Valley Wealth Management, Fred was a Senior Vice President, Investment Officer at Wells Fargo Advisors locations in both Keene and Brattleboro since 2012.

Before entering wealth management, Fred held leadership positions at multiple Fortune 500 companies, including Stanley/Black & Decker and the Timken Company.

Fred and his team can assist clients with all aspects of financial needs ranging from saving for retirement and college expenses, insurance solutions, sophisticated investment planning, and estate planning strategies. Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Fred is a graduate of Trinity College, Hartford, CT with a B.S. in Economics. He earned his M.B.A at Thunderbird, Graduate School of International Management.


Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Upper Valley Wealth Management is a separate entity from WFAFN.

Christine Hadlow is a Client Associate with the Keene branch of Upper Valley Wealth Management.  She is a graduate of the Pennsylvania State University, where she received a BA in Liberal Arts, with concentrations in Economics, International Studies and Japanese.

She received a Master of International Management (MIM) from the Thunderbird School of Global Management in Phoenix, AZ.

Prior to joining UVWM, Christine was the Member Services Manager at the Greater Keene & Peterborough Chamber of Commerce (now Monadnock Collaborative) responsible for membership and marketing.  Before that she had a career in International Marketing and Product Management at the L’Oreal Groupe.

Christine lives in Westmoreland, NH with her husband Fred. When not cheering on the Penn State Nittany Lions, she enjoys practicing yoga, reading, cooking and spending time in nature.

Doug has been in the financial services industry since 1993. He has a degree in Economics from The University of Texas at Austin and later studied at University of Houston’s MBA Finance program. His business focus is to provide a high level of experience and customer service for his retiree, pre-retiree and business owner clients. He is instrumental in portfolio strategies and design and is a regular speaker at practice client events. Doug is a former Chamber of Commerce President and over the years has been very involved in his church, youth sports organizations and community. He lives in Friendswood, TX with his wife Gina and 3 children Wes, Bryce and Camryn and his hobbies include golf, tennis and anything outdoors.   

Professional Registrations and Licenses: 

Series 7, General Securities Representative
Series 63, Uniform Securities Agent State Law
Series 65, Uniform Investment Advisor
Texas Life, Accident & Health Insurance License

 

Shelley has been working in the financial services industry since 2001. Prior to joining Wells Fargo Advisors Financial Network, Shelley worked for Smith Barney and Merrill Lynch. Shelley focuses on client communication, event organization and semi-annual review processing. Shelley has a degree from The Ohio State University and lives in Galveston, TX.

Beth has twenty-five years of experience as a client associate in the Financial Industry, beginning in Lafayette, Louisiana.  She joined Wells Fargo Advisors Finet in 2020. She is a 1985 graduate of the University of Southwestern Louisiana with a degree in Finance. Beth, an avid tennis fan, husband Peter and son Andrew reside in Friendswood.

Senior Operations / Administrative Manager

Alexandra graduated from the University of Maryland business school in 2020 where she earned a degree in information systems and marketing.  During her time at the University of Maryland, Alexandra was in both Honors and Scholars programs and participated in a club dance team.  She also held several internships while in college including one for Wells Fargo Advisor Financial Network. 

After graduation Alexandra joined our team as a client associate where she has learned the ins and outs of the financial planning business. Alexandra works closely with clients in the management of their portfolios, new client onboarding and asset transfer as well as estate settlement. She is skilled in navigating the organizational and operational complexities that arise in the running of the practice.

Her commitment to a high level of professionalism and attention to detail make Alexandra an invaluable member of the team.

Outside of the office, Alexandra enjoys reading, hiking, swimming and has just recently begun taking indoor cycling classes. Alexandra also plays the New York Times games daily.

 

Professional Philosophy

Jim understands that finances can be complicated and sometimes daunting. His goal as a Financial Advisor is to provide understandable financial advice. He strives to build long-term relationships based on mutual trust and respect. Through a long-term investment approach, he helps clients develop and implement strategies for building wealth, generating income, and realizing their financial goals.

Professional Experience

With 31 years in the financial services industry, Jim has helped his clients develop tailored plans based on their specific needs, wants, and risk tolerances. Jim prides himself on being accessible to his clients. He believes that effective wealth management requires more than a single planning session—it takes a process. As your life circumstances change, so must the investment strategies. Communication is key to achieving these goals.

Jim's extensive career includes positions at Wells Fargo Advisors Financial Network, Legg Mason, and Pru-Bache.

Achievements

Earned the CERTIFIED FINANCIAL PLANNER® certification in 2001
Received the Chartered Financial Consultant (ChFC®) designation in 2008
Holds securities registrations for General Securities (Series 7), FINRA General Securities Principal (Series 24), Uniform Investment Advisor Law (Series 65), and Uniform Securities Agent State Law (Series 63)
Insurance licensed in Life, Accident, and Health
Recognized as a FIVE STAR WEALTH MANAGER in Baltimore magazine in 2021, 2022, 2024, and 2025
Platinum Council at Wells Fargo Advisors Financial Network from 2015 to 2022, a distinction held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network
 
Personal Interests

Outside of work, Jim is an active member of the community. He enjoys hiking, golfing, bike riding and playing tennis. Jim is an enthusiastic fan of all Maryland sports. He is happily married to Tammy Paidas, his wife of 30 years. His greatest accomplishments are his two daughters, both graduates of the University of Maryland Business School and successfully launched into the community.

Areas of Focus

Income Planning
IRAs & IRA Strategies
Retirement Planning
Advisory Services

Education

University of Maryland
The Five Star Wealth Manager award was issued on 1/1/25 by Five Star Professional (FSP) for the time period 4/10/24 through 10/31/24. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2389 Baltimore-area wealth managers were considered for the award; 254 (11 % of candidates) were named 2025 Five Star Wealth Managers. Visit www.fivestarprofessional.com.

Award was issued on 1/1/24 by Five Star Professional (FSP) for the time period 4/10/23 through 10/31/23. 2149 Baltimore-area wealth managers were considered for the award; 259 (12 % of candidates) were named 2024 Five Star Wealth Managers.
Award issued on 1/1/22 by Five Star Professional (FSP) for the time period 5/10/21 through 11/12/21. 2078 Baltimore-area wealth managers were considered for the award; 260 (13 % of candidates) were named 2022 Five Star Wealth Managers.
Award issued on 1/1/21 by Five Star Professional (FSP) for the time period 4/27/20 through 10/30/20. 2029 Baltimore-area wealth managers were considered for the award; 237 (12% of candidates) were named 2021 Five Star Wealth Managers.

The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structures.

View Award Disclosures:  https://www.wellsfargoadvisors.com/disclosures/awards-disclosures.htm

Nikita graduated from the University of Maryland with a Bachelor of Science in Economics in May 2022. During her time at the University of Maryland, she gained valuable experience through various internships and jobs while completing her degree.

In her role as Senior Administrative Associate, Nikita excels in maximizing the client experience by attentively listening to their needs and wants. She is both creative and easy to work with, playing a crucial role in supporting the team’s daily functions and their mission to build and maintain meaningful relationships. Nikita is dedicated to providing clients and their families with capable and personalized assistance and care.

Nikita is currently studying to become a registered advisor and is excited to offer even better support with her future qualification.

Outside the office she enjoys spending her time doing Pilates, reading, painting, and paddleboarding during the summer months.

 

David combines analytical expertise and a client-first approach to lead Clarity Wealth Management, a practice serving high-earning professionals with equity-based compensation.

With over 20 years of experience, David addresses the complexities of stock-based wealth and designs strategies to help his clients define and expand their financial opportunities.

David has earned the Certified Private Wealth Advisor (CPWA®) designation to help meet the intricate needs of high-net-worth clients, helping them preserve and grow their wealth. He is also a CERTIFIED FINANCIAL PROFESSIONAL®  certificant, an honor he has held since 2013.

Both the CPWA® and the CFP® designations carry ethics requirements. Clarity Wealth Management’s Client Advisory Board celebrates client collaboration, positioning David as a trusted confidant as well as an advisor.

A graduate of UNC Chapel Hill, David lives in Raleigh with his wife Deborah, a realtor, and their two children, Annabelle, and Heath. David is teaching his children critical thinking about money.  In his leisure time, David enjoys relaxing with his toes in the sand, playing a variety of games, and gardening and cooking with his family.


CA Insurance License Number: 4238907. Resident State NC

Kristin strives to create seamless experiences for clients that allow them to focus on their financial goals with confidence. As a Client Associate at Clarity Wealth Management, she plays a vital role in helping ensure that every interaction is smooth, efficient and personal.

Her professional journey has always centered around helping people succeed, and included roles in sales, recruiting and operations before becoming an indispensable part of David Booker’s, Private Wealth Advisor team at Clarity. There, her resourcefulness and attention to detail keep things on track, allowing David to focus on guiding clients through their financial journeys.

She finds great fulfillment in working with Clarity Wealth Management’s clients, who she considers engaged, successful and genuinely supportive of the practice. Helping establish Clarity Wealth Management’s Client Advisory Board has also been a rewarding experience for her, reinforcing the team’s belief in the value of collaboration.

Kristin has been married to her husband, Reuben, for nearly 30 years. Reuben shares her love for animals, and together they care for their two dogs—Buster, a 14-year-old Yorkinese, and Paul, a high-energy Boston Terrier.

Corbin Oliver is passionate about collaborating with his clients to help them become more mindful of their financial decisions. He guides them through a unique process that helps them to be truly intentional about achieving and maintaining financial independence. Corbin finds his greatest joy while educating his clients on advanced techniques to establish and preserve generational wealth for the people and causes they care most deeply about. With 11 years of experience in investment planning, he is honored to be able to be a trusted partner to his clients for years and generations to come. During his time in the financial services industry Corbin has earned the coveted designation as a CERTIFIED FINANCIAL PLANNER® practitioner at the Duke University Executive Certificate in Financial Planning Program. He lives in Raleigh, NC with his wife Bianca and their 100 lb. goldendoodle, Simba. When he is not listening to his clients story and helping them draft the future chapters of their lives Corbin enjoys being outdoors mountain biking, running, surfing, skiing. Corbin also loves to play and listen to live music. 

Securities registered since 2001, Roni brings over two decades of experience in the financial industry, having worked with Morgan Stanley and Merrill Lynch/Bank of America before joining Wells Fargo Advisors Financial Network in November 2022.

Roni specializes in managing private wealth and 401 (k) plans and holds the PIM certification. He’s currently registered in:  Arizona, Colorado, Delaware, District of Columbia, Florida, Maryland, Massachusetts, New York, Pennsylvania, Texas, and Virginia.

Roni holds a degree in International Studies (Class of 1997) and enjoys a busy family life with his wife, who teaches at a private school, and his three sons.