Envision® – Much More Than an Investment Plan

Worried that your planning process will result in a cookie-cutter mix of investments? Let your worry stop here.

Wells Fargo Advisors’ Envision planning process goes beyond simply choosing an investment strategy and hoping for the best. In fact, it’s a life planning tool that allows you and your financial advisor to explore your lifegoals together and plan your investments around benchmarks that are meaningful to you.

Your Envision plan will account for your:

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The “Stress Test”

After you and your financial advisor have built your plan around your goals, the Envision process will help you arrive at an asset allocation that’s appropriate for your objectives. Your advisor at The Burke Rynkar Puglia group will then “stress test” your investment portfolio through statistical modeling when creating your plan to help you determine how likely you are to achieve your goals.

To be able to estimate the probability of your plan’s success is one of the great benefits of entering into the Envision process. No guessing games. No shots in the dark.

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One output from the test will be a plan result – a number between 0 and 100 that measures your plan’s success. Your ideal range of success falls between 75 and 90. This is called your “Target Zone.”

Once you feel confident in your “stress test,” your advisor will implement your customized investment strategy. From that point on, you can easily track your progress online or by contacting your financial advisor. Even as your life shifts and changes, your plan remains flexible enough to accommodate new developments and transitions. And you never have to wonder how you’re doing.

IMPORTANT: The projections or other information generated by Envision® regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC, ©2003-2021 Wealthcare Capital Management LLC. All Rights Reserves. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.