Our Process

Providing a full spectrum of financial needs.

Managing wealth is often complex and it can be difficult to implement and manage a comprehensive financial strategy. Financial goals evolve over the years due to shifts in your lifestyle, business or financial circumstances such as an inheritance, career change, business ventures and family dynamics.  Our disciplined process starts with listening and understanding your current financial situation and goals. Then, we take a broad-based, strategic approach to coordinate and manage all of the pieces of your financial life. Learn More

STEP 1.  Discovery

We start off by learning what matters most to you. We ask about your current financial situation, career, family dynamics, personal and business dreams and appetite for risk and volatility. We listen carefully and learn more about your concerns and goals for the future.

STEP 2.  Financial Organization

Next, using our Envision^® planning process, we organize your financial matters into a personalized plan. This organizational framework helps us prioritize goals and identify issues to be addressed, so we can create the strategies to help solve them.

STEP 3.  Portfolio Construction

Your Envision plan informs our investment decision making. We formalize our recommendations and propose a diversified investment mix for your personalized investment portfolio. This investment mix is key to balancing risk and reaching your long-term goals. Investments may include a mix of stocks, bonds, ETFs, mutual funds, separately management accounts and more. We take a cost-conscience, tax-efficient approach when selecting investments because, after all, it’s not just how much you make, it’s how much you keep after taxes, that matters.

STEP 4.  Advanced Planning

Comprehensive planning explores all aspects of your financial life. We identify your wealth management “hot buttons” and target important areas of focus. Then, we use our experience, logic and critical thinking skills to find creative solutions to your complex financial issues. View our Comprehensive Services 

STEP 5.  Proactive Management & Review

Planning is not a “one and done” kind of activity. If your objectives or financial circumstances change, it’s easy to update your Envision plan to account for the changes and measure the impact it has on your ability to stay on track. We continue to keep an eye on your portfolio and will, proactively, help you take advantage of the opportunities and work to avoid the obstacles.