By starting with your life and planning your money around it, our team takes a comprehensive approach to developing a plan to meet your unique needs. In charting your course for the future, we use advanced technology and the innovative Envision® planning process to help you enjoy your life today and pursue your goals for tomorrow.
4 Cornerstones
1.  Introductions to begin the conversation 

At our initial meeting, we'll get to know about your goals and introduce our team and our approach to risk based wealth management to determine if it makes sense for us to work together.

2. Discovery to understand your financial situation 

To develop your Envision investment plan, we’ll have a series of in-depth conversations to uncover the details of your financial situation, including strengths, risk tolerances and opportunities. As part of these conversations we discuss assets, liabilities, family dynamics, short-term and long-term goals and priorities.
Building your integrated wealth plan
3. Building your integrated wealth plan

Utilizing your Envision plan, we’ll build coordinated strategies for your investment, retirement, estate, tax, education funding, insurance and gifting needs. In addition, we have access to a broad range of lending products and services through Wells Fargo affiliates.

Because your wealth plan may cover many different areas and multiple generations of family members, we often coordinate with your other professionals, such as CPAs and attorneys, to help reach your goals.*
Monitoring your wealth plan
4. Reviewing your wealth plan

We will measure your progress and adjust as needed so your plan stays in sync with your life and goals. Monthly statements and quarterly performance reports provide you with a snapshot of your investments. Our review meetings keep us up-to-date with any changes in your life.
*Wells Fargo Advisors is not a legal or tax advisor. However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.