We believe that the creation and cultivation of wealth is a distinctly personal as well as a broader civilizational imperative. As such it needs to be pursued with the utmost seriousness, skill, and dedication.
Owing to that, at GNH Group we set as our mission not only to safeguard your wealth but, most importantly, to grow it—responsibly, sustainably, and aspirationally.
We approach this task with diligence, bringing to it many years of vigorous schooling and professional training as well as decades of hands-on experience. See how this translates into an edge.
At GNH Capital Group we believe that capital is the monetary manifestation of accumulated progress and the fuel of future aspirations. Because of that, it deserves and requires not only vigilant preservation but also tenacious cultivation.
Our practice’s approach has been forged in the academic, corporate-finance, and portfolio-management roles of our careers. In addition, our extensive quantitative background and training have allowed us to be diligent students of the market history and active participants in the evolution of investment thought and practice.
At GNH Capital Group we embrace and foster disruptive technical innovation and seek to use it effectively to position our client’s portfolios at the forefront of investment management and strategic wealth advisory. We invite you to explore how this can benefit you.
Today it has become commonplace to refer to a ‘goals-driven’ orientation in wealth management. While this reflects an important improvement across the industry, we believe that the focus on it is still misplaced.
Of course, wealth management must be at all times client-centric and goal-supportive, but we believe that above and beyond that it should be first and foremost market-aware. This is because the market can at times be unsupportive of your goals, and also because your goals are rarely static – they evolve organically and can also be reshaped by external forces in ways that are tough to predict.
Thinking Bigger and Attaining More by Navigating Better
Instead, we believe that wise wealth management ought to actively navigate the markets, continuously seeking to capture and retain for investors maximum stair-step benefits out of their gyrations, through the use of rules-based, market-adaptive, risk-controlled, and tax-aware strategies. This will allow your wealth to not only support your goals but even inspire their expansion. See what this entails.
Many investors who would not set foot in the office of a dentist stuck in the 1960s, still rely on portfolios built and managed based on ideas from decades ago, and that includes Wall Street’s favorite “pie-chart” or “paint-by-numbers” formulaic portfolios.
It is a different world out there, and so it is imperative that investor portfolios can set aside yesterday’s embryonic, obsolete, or falsified investment ideas and replace them with their thoroughly-vetted modern successors.
For over twenty years our innovative approach has enabled investors to wrestle out of the market gyrations consistent stair step benefits.
The below table captures the key characteristics that define our approach and differentiate it from traditional, conventional, and legacy offerings. Take a careful look at the comparisons and click the link in each box for more information.
PRACTICE CAPABILITIES
Vertical Integration (from first-hand market research to proprietary investment strategies) +
Deep Expertise in quantitative analytics and behavioral finance +
Hands-on investment management
> Read more
Generic and second-hand research
Outsourced investment management without direct visibility, control, or accountability
PRACTICE EMPHASIS
Emphasis on leveraging disruptive innovation to secure intellectual independence from Wall Street and obtain tangible investment edges
> Read more
Reliance on Wall Street orthodoxy and conformity with the views of investment herds
INVESTMENT ORIENTATION
Always Client-Centered but first-and-foremost Market-Driven; it’s not enough to safeguard wealth without utilizing strategies to help ensure it can grow—responsibly sustainably, and above all aspirationally
> Read more
Client-Driven but Market-Unaware; orientation borrowed from and passively reflecting static and formulaic client objectives/ tolerances regardless of market awareness
PORTFOLIO DRIVERS
Continuous market awareness, fluid adaptation, and risk vigilance
> Read more
Fixed objectives and preset tolerances regardless of market regime status
INVESTMENT PHILOSOPHY
Active navigation of shifting Market Regimes (in other words, zero market-timing, maximum macro-tracking)
> Read more
Strategic Asset Allocation; Pie-Chart Portfolios; Formulaic Investing; Buy-and-Hold; Indexing; Tactical Portfolios; Market Timing; Seat-of-pants; Endowment-style Managing-the-Managers, etc.
INVESTMENT STYLE
No projections, forecasts, assumptions, or expectations—just active market-adaptive navigation of market regimes and risk-control of market-regime shifts, with a secondary focus on tax efficiency
>Read more
Market and economic forecasts, return and volatility expectations, asset class productivity assumptions, discounted cash flow projections
INVESTMENT PEDIGREE
A unified framework centered on the latest advances of Multi- and Meta-Factor investing (4th Gen., 2010+)
> Read more
Antiquated underpinnings: Single-Factor model / Modern Portfolio Theory, Efficient Market Hypothesis (Gen. 1, 1960’s); Two- and Three-Factor models (Gen 2-3, 1980’s+)
MARKET VIEW
Markets are Regimes (large-scale and scope systems with major self-organizing and self-regulating properties that tend to maintain directional orientation through gyrations and noise and only shift rarely to a new equilibrium)
> Read more
Markets are constantly random. Markets are continuously trending. Markets are the punching bag of external forces (earnings, geo-/politics, central bank liquidity, and interest rate policy…)
RISK MANAGEMENT—FOCUS
Minimizing of Shortfall (falling short of paying bills or meeting funding targets)
> Read more
Risk control based on of absolute levels of Volatility and/or Drawdown
RISK MANAGEMENT—ERROR MITIGATION
Minimize False-Positive (crying wolf signals) and False-Negative (bear market blinders) Errors
>Read more
Minimize Tracking Error (veering off preset course regardless of benefit/harm)
PORTFOLIO ALLOCATION
Allocation in Factors (investments that trend, are cheap/expensive, have a certain level of quality, volatility, size, etc.)
> Read more
Asset Allocation (classes, types, sectors, industries, geographies…)
PORTFOLIO DIVERSIFICATION
Portfolios are built to Saturation, which balances out the benefits of diversification with its detriment of dilution
> Read more
Diversification seen as “the only free lunch” and is pursued expansively without awareness of its detrimental downside — dilution