Richard Harding was born and raised in northwest England and received his education at Manchester Grammar School. At age 17, he won an open entrance scholarship to Cambridge University, where he earned his BA and MA degrees in modern and medieval languages. After graduation, he trained with Bankers Trust Company in New York, where his passion for financial markets was nurtured, leading him to assume senior roles as head of fixed income and foreign exchange at Soros Fund Management. Richard’s fascination for the process of wealth creation via financial markets has led him to the wealth management industry, culminating in a senior leadership role as Divisional Wealth Management Director for Citigroup Global Markets for the Western United States. Seeking ever closer relationships with his clients, he has been a financial advisor for over a decade, working with high-net-worth clients all over the United States. Richard now holds dual citizenship in the US and UK.
About Richard
“When some remote ancestor of ours invested the shovel, he became a giver - He could plant a tree.
When the axe was invented, he became a taker - HE could chop it down.
Whoever owns land has thus assumed, whether he knows it or not, the divine functions of creating and destroying.”
- Aldo Leopold
Richard believes those same principles apply to wealth - it can be squandered or husbanded. The choice is our and ours alone, so we should choose wisely.
Away from the markets, Richard is an active philanthropist, supporting an array of causes including program for at-risk youth, the performing arts, and wildlife conservation. On any given weekend, he is as likely to be at the helm of a tractor working on habitat improvement projects on his wine-country property as he is to be at the helm of a computer keyboard.
CA Insurance License #0H30913. Resident State CA.
