WHAT WE DO AT WELLS FARGO ADVISORS5
Retirement Planning: Help to determine how much you need to retire comfortably, retirement income distribution planning and managing assets prior to and during retirement years
Investments: Including portfolio design, implementation and management using bucketing strategy with equity, fixed income and alternative investment exposure
Wealth Accumulation: Savings and tax deferral maximization strategies
Diversification Analysis: Concentrated and Restricted Stock analysis, disposition and hedging strategies
Education Funding: 529 Plan and gifting strategies for parents and grand-parents
Tax Efficient Investment Strategies3: Help to ensure tax-efficient portfolio design.
We work with your tax adviser or can refer you to qualified tax specialists as needed
**Risk Management: Life and Long Term Care Insurance analysis and solutions
**Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
5Brokerage services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
Alternative investments are not appropriate for all investors. They are speculative and involve a high degree of risk that is appropriate only for those investors who have the financial sophistication and expertise to evaluate the merits and risks of an investment in a fund and for which the fund does not represent a complete investment program.
PRODUCTS AND SERVICES AVAILABLE THROUGH WELLS FARGO BANK, N.A.
Trust Services1,2,3: As a client, we can refer you to Wells Fargo Bank specialists who can offer comprehensive trust services and specialized knowledge regarding trust and estate administration, investment and specialty asset management, taxation, charitable strategies, and more.
Private Banking Services and Custom Credit4 If you need comprehensive banking solutions, private banking services offer so much more than checking and savings accounts. In fact, these strategies can be the key to help keep your overall wealth plan on track. Based on your specific financial goals—from managing liquidity to leveraging your existing assets—customized credit and cash management strategies can be designed to help meet your needs.
Philanthropic Services1,2,3: Whether you’re acting globally or locally, a dedicated Philanthropic Specialist will work closely with you to help maximize your philanthropy while aligning your giving goals with your overall wealth plan.
1Trust Services are available through Wells Fargo Bank, N.A. Member FDIC and Wells Fargo Delaware Trust Company, N.A.
2Wells Fargo Bank, N.A. (“the Bank”) offers various banking, advisory, fiduciary and custody products and services, including discretionary portfolio management. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. In these instances, the Bank is responsible for the day-to-day management of any referred accounts.
3Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
4Bank products and services are offered through Wells Fargo Bank, N.A., Member FDIC.