Advisory portfolio management
As a successful individual caring for the needs of your family or business, you likely do not have the time or resources to spend on analyzing investments or building your own investment portfolio. As part of our advisory process, we work with you to determine the right asset allocation for your risk tolerance and timeframe and regularly monitor your account, rebalancing when necessary to maintain the proper allocations.
In congruence with your comprehensive wealth management plan, the advisory process leads with your goals and follows a cyclical system to help you arrive at an investment strategy and portfolio that serve your lifestyle – both now and as your goals change in the future.
At Inner Harbor Wealth Mangment Group, our advisors are backed by the industry-leading research of the Wells Fargo Investment Institute’s capital market assumptions, strategic asset allocations, and investment insights to determine recommended portfolio allocations. Though not suited for every investor, other benefits of our advisory process include:
- Designed to meet a wide variety of investment goals
- Ability to create a customized portfolio or utilize a managed portfolio
- Cover a wide spectrum of asset classes and a range of investment objectives and risk tolerances
The Private Investment Management (PIM) program is a customized portfolio management experience geared toward your specific investment goals. It is designed for investors who are seeking long-term portfolio management with a manager who can execute decisions on your behalf, backed by a wide array of research analysts.
The PIM program is designed for investors who:
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Fiduciary duty represents the highest degree of trust and confidence that the investment advisor will act in your best interest. Investment Advisors are governed by the Investment Advisers Act of 1940 and applicable state securities laws, which govern conduct and disclosure requirements, creating a high legal standard referred to as “fiduciary” duty. Only after you and the firm enter into an advisory agreement does your financial advisor have a fiduciary duty under the Investment Advisers Act. In advisory programs, your financial advisor will act as a consultant, helping you monitor performance and adjust your portfolios on an ongoing basis.
If you’re interested in engaging a PIM Portfolio Manager, contact John Cavanaugh to learn if the program is right for you.
Asset allocation does not guarantee a profit or protect against loss.
Advisory accounts are not designed for excessively traded or inactive accounts and are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for these programs is between $10,000 and $2,000,000.
Wells Fargo Investment Institute, Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.
Fees for the PIM program include advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee per calendar quarter to maintain this type of account. Advisory accounts are not designed for excessively traded or inactive accounts and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000.
Asset allocation does not guarantee a profit or protect against loss.
Advisory accounts are not designed for excessively traded or inactive accounts and are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for these programs is between $10,000 and $2,000,000.
Wells Fargo Investment Institute, Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.
Fees for the PIM program include advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee per calendar quarter to maintain this type of account. Advisory accounts are not designed for excessively traded or inactive accounts and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000.